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First-Time Home Buyer Specialists in Dumfries, VA

Looking for a first-time home buyer specialist in Dumfries? Review the directory below to compare your options.

7 agents listed
Updated June 2026
Dumfries, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Virginia before hiring.
Showing 7 first-time home buyer specialists in Dumfries, VA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
NVR Mortgage
3850 Fettler Park Dr #301, Dumfries, VA 22025
(703) 286-5483 nvrmortgage.com
1st Option Home Health LLC
3725 Fettler Park Dr, Dumfries, VA 22025
(571) 285-5204 optionhomehealthllc.com
Kimberly Munoz, Realtor, C21 Redwood Realty
5199 Waterway Dr, Dumfries, VA 22025
(816) 665-1400 kimmunoz.c21redwood.com
Ana Yassawy, Big Apple Realty, LLC
17996 Swans Creek Ln, Dumfries, VA 22026
(571) 264-0387 homesnap.com
The Markita Woods Team, Mortgage Lender NMLS #196099
17739 Main St, Dumfries, VA 22026
(703) 929-2274 queenofmortgages.com
Cheantae Lewis, Century 21
5199 Waterway Dr, Dumfries, VA 22025
(571) 409-4335 cheantae.com
CENTURY 21 Redwood Realty
5199 Waterway Dr, Dumfries, VA 22025
(703) 580-0880 c21redwood.com

First-time home buyer specialists in Dumfries Virginia guide new buyers through the complex purchase process. They understand local market conditions and Virginia specific programs like the Virginia Housing Development Authority loans. These specialists help you navigate contracts inspections and financing options tailored to first time buyers.

What Does a First-Time Home Buyer Specialist in Dumfries Cost?

Typical costs for a first-time home buyer specialist in Virginia range from 2.5 percent to 3 percent of the purchase price as a commission paid by the seller. Buyers may pay separate fees for home inspections which cost 300 to 500 dollars and appraisal fees of 400 to 600 dollars. Closing costs in Virginia average 2 to 5 percent of the loan amount including title insurance and recording fees. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a first-time home buyer specialist in Dumfries do?
A specialist helps you understand the home buying process from pre approval to closing. They explain Virginia specific requirements such as the need for a home inspection and property disclosure. They also connect you with lenders who offer first time buyer programs.
Are there Virginia down payment assistance programs for Dumfries buyers?
Yes Virginia offers down payment assistance through the Virginia Housing Development Authority. Buyers can receive up to 5 percent of the loan amount as a grant or second mortgage. Income limits and property price caps apply based on Dumfries area guidelines.

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