Find First-Time Home Buyer Specialists Near You in Edmonds, WA
Browse first-time home buyer specialists serving Edmonds, Washington. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Washington before hiring.
Showing 17 first-time home buyer specialists in Edmonds, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a First-Time Home Buyer Specialist in Edmonds Cost?
Typical costs for a first-time home buyer specialist in Washington range from 2.5% to 3% of the purchase price for real estate agent commission, which is usually paid by the seller. Additional costs include a home inspection costing $300 to $500, an appraisal costing $400 to $600, and closing costs of 2% to 5% of the loan amount. Down payment assistance programs may reduce upfront expenses. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a first-time home buyer specialist in Edmonds do?
A specialist guides you through the home buying process, including pre-approval, offers, inspections, and closing. They know Washington state laws and local Edmonds market trends. They can also help you find down payment assistance programs.
What down payment assistance is available in Washington?
Washington offers the Home Advantage program and the Opportunity program through the Washington State Housing Finance Commission. These provide down payment and closing cost loans up to 4% of the purchase price. Eligibility depends on income and credit score.
Are there special rules for first-time buyers in Washington?
Washington does not have a specific first-time buyer law, but the state requires a real estate excise tax on most sales. First-time buyers may qualify for a tax exemption on the first $150,000 of a home value if they meet certain conditions. A specialist can explain this in detail.