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Find Home Equity Loan Specialists Near You in Rogers, AR

Directory of home equity loan specialists in Rogers, Arkansas. Verify credentials with the state state mortgage licensing authority before hiring.

6 agents listed
Updated June 2026
Rogers, AR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Arkansas before hiring.
Showing 6 home equity loan specialists in Rogers, AR Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Highlands Residential Mortgage
4201 W New Hope Rd #203, Rogers, AR 72758
(479) 802-5022 highlandsmortgage.com
Flat Branch Home Loans
5309 Village Pkwy Suite 2, Rogers, AR 72758
(479) 335-1288 flatbranchhomeloans.com
United Federal Credit Union - Promenade
2000 S Promenade Blvd Ste 103, Rogers, AR 72758
(888) 982-1400 unitedfcu.com
Arvest Bank
201 W Walnut St, Rogers, AR 72756
(479) 621-4878 arvest.com
Envoy Mortgage - Rogers, AR
5247 W Oak St office# 1, Rogers, AR 72758
(479) 405-4404 envoymortgage.com
Fairway Independent Mortgage Corp. - Rogers, Arkansas
5500 W Pinnacle Pointe Dr Suite 200, Rogers, AR 72758
(479) 426-5046 fairway.com

A home equity loan specialist in Rogers, Arkansas can help you access the equity in your property for renovations, debt consolidation, or other major expenses. Arkansas law limits home equity loans to a maximum of 80 percent loan-to-value ratio for most properties. Local specialists understand the Benton County real estate market and can guide you through the specific documentation required by Arkansas lenders.

What Does a Home Equity Loan Specialist in Rogers Cost?

Typical costs for a home equity loan specialist in Arkansas include an origination fee of 0.5 to 1.5 percent of the loan amount, plus appraisal fees ranging from 300 to 600 dollars. Closing costs generally total 2 to 5 percent of the loan value. These costs vary by lender and property value. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a home equity loan specialist in Rogers Arkansas?
A home equity loan specialist is a licensed mortgage professional who helps homeowners in Rogers, Arkansas apply for loans secured by their home equity. They assist with loan options, application paperwork, and compliance with Arkansas state lending regulations.
How much equity do I need for a home equity loan in Arkansas?
In Arkansas, most lenders require you to have at least 15 to 20 percent equity in your home after the loan. This means your loan balance cannot exceed 80 to 85 percent of your propertys appraised value.
Are there Arkansas specific rules for home equity loans?
Yes, Arkansas law requires home equity loans to be structured as closed-end loans with fixed terms. The state also has a 12 month waiting period after a bankruptcy discharge before you can qualify for a new home equity loan.

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