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Compare Home Equity Loan Specialists in Berea, KY

Looking for a home equity loan specialist in Berea? Review the directory below to compare your options.

5 agents listed
Updated June 2026
Berea, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Kentucky before hiring.
Showing 5 home equity loan specialists in Berea, KY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Park Community Credit Union
501 Walnut Meadow Rd, Berea, KY 40403
(502) 968-3681 parkcommunity.com
Heights Finance
405 Richmond Rd N Ste B, Berea, KY 40403
(859) 986-6000 heightsfinance.com
Stockton Mortgage Berea, KY | NMLS# 8259
405 Richmond Rd N suite d, Berea, KY 40403
(859) 353-0933 stockton.com
JustChoice Lending
319 Oak St, Berea, KY 40403
(866) 367-0855 justchoicelending.com
US Bank Mortgage
623 KY-21, Berea, KY 40403
(800) 872-2657 usbank.com

Home equity loan specialists in Berea, Kentucky help homeowners use their property value to secure financing. Kentucky law requires lenders to follow specific disclosure rules under KRS 286.8. These specialists guide you through the application process and explain terms like loan-to-value ratios and interest rates.

What Does a Home Equity Loan Specialist in Berea Cost?

Typical costs for a home equity loan specialist in Kentucky include an origination fee of 0.5 to 1.5 percent of the loan amount, an appraisal fee of 300 to 600 dollars, and closing costs of 500 to 1,500 dollars. Some specialists charge a flat consultation fee of 100 to 300 dollars. Costs vary by case. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist in Berea do?
A home equity loan specialist in Berea helps you understand loan options, gather required documents, and submit applications. They explain Kentucky-specific regulations, such as the maximum loan amount based on your homes appraised value.
What are the requirements for a home equity loan in Kentucky?
In Kentucky, you typically need at least 20 percent equity in your home, a good credit score, and proof of income. Lenders also require a property appraisal to confirm the homes value.

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