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Compare Home Equity Loan Specialists in Elizabethtown, KY

Looking for a home equity loan specialist in Elizabethtown? Review the directory below to compare your options.

15 agents listed
Updated June 2026
Elizabethtown, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Kentucky before hiring.
Showing 15 home equity loan specialists in Elizabethtown, KY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Eagle Finance
790 N Dixie Hwy #100, Elizabethtown, KY 42701
(270) 769-0055 eagle.com
United Residential Mortgage
209 N Mulberry St Suite 100, Elizabethtown, KY 42701
(270) 228-0074 unitedresidential.net
Veterans United Home Loans Fort Knox
5001 N Dixie Hwy #101, Elizabethtown, KY 42701
(270) 982-2266 fortknox.veteransunited.com
Amerifirst Home Mortgage - Elizabethtown
2832 Shepherdsville Rd, Elizabethtown, KY 42701
(270) 763-8111
Motto Mortgage Home Group
100 Chase Way Suite 4, Elizabethtown, KY 42701
(270) 982-3003 mottomortgage.com
Heights Finance
2410 Ring Rd Ste 600, Elizabethtown, KY 42701
(270) 360-0084 heightsfinance.com
1st Franklin Financial
910 N Dixie Hwy Suite 107, Elizabethtown, KY 42701
(270) 737-5858 1ffc.com
Mariner Finance
2030 N Dixie Hwy, Elizabethtown, KY 42701
(270) 234-8555 locations.marinerfinance.com
Avid Mortgage Advisors LLC
615 N Mulberry St STE. 204, Elizabethtown, KY 42701
(270) 697-8008 avid-loans.com
OneMain Financial
1705 N Dixie Hwy Ste 126, Elizabethtown, KY 42701
(270) 765-4155 onemainfinancial.com
Tracy Holtsclaw Motto Mortgage Home Group
100 Chase Way Suite 4, Elizabethtown, KY 42701
(270) 982-3003 mottomortgage.com
Republic Finance
1609 N Dixie Hwy Suite 112, Elizabethtown, KY 42701
(270) 234-8000 locations.republicfinance.com
Supreme Lending Elizabethtown
326 N Mulberry St Ste 5, Elizabethtown, KY 42701
(270) 234-7824 lindamathers.supremelendinglo.com
Fifth Third Mortgage
Elizabethtown, KY 42701
(270) 234-0072
First Rate Mortgage
1609 N Dixie Hwy, Elizabethtown, KY 42701
(270) 982-7380 frmloans.com

Home equity loan specialists in Elizabethtown Kentucky help homeowners access the equity in their property through lump sum loans or lines of credit. Kentucky law requires lenders to follow specific disclosure rules under KRS 286.8 for home equity lending. These specialists guide you through application appraisal and closing processes tailored to Hardin County property values.

What Does a Home Equity Loan Specialist in Elizabethtown Cost?

Typical costs for a home equity loan specialist in Kentucky include origination fees ranging from 0.5 to 1.5 percent of the loan amount. Appraisal fees in Elizabethtown usually cost 350 to 600 dollars. Closing costs may total 2 to 5 percent of the loan value. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist in Elizabethtown do?
A home equity loan specialist helps you understand your borrowing options based on your home value and credit profile. They assist with paperwork coordinate appraisals and explain Kentucky specific regulations like the right of rescission under federal law. Their goal is to match you with a lender and loan product that fits your financial situation.
How much equity do I need for a home equity loan in Kentucky?
Most lenders in Kentucky require you to have at least 15 to 20 percent equity in your home after the loan. This means your loan balance cannot exceed 80 to 85 percent of your propertys appraised value. A specialist can calculate your available equity based on current Elizabethtown market conditions.

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