Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Ohio before hiring.
Showing 20 home equity loan specialists in Cincinnati, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Union Home Mortgage - Mount Adams
1111 St Gregory St 6th floor, Cincinnati, OH 45202
(513) 592-3838
uhm.com
General Electric Credit Union (Evendale/Reading Road)
10485 Reading Rd, Cincinnati, OH 45241
(513) 243-4328
gecreditunion.org
River City Mortgage LLC
4555 Lake Forest Dr Suite 450, Cincinnati, OH 45242
(513) 631-6400
rchomeloans.com
PrimeLending, A PlainsCapital Company - Cincinnati
8044 Montgomery Rd Suite 700 Room 711, Cincinnati, OH 45236
(513) 698-8001
lo.primelending.com
EquityTeam Property Management
11427 Reed Hartman Hwy, Cincinnati, OH 45241
(513) 444-4010
equityteam.com
Vincent DeRisi Home Loans - Union Home Mortgage
1111 St Gregory St, Cincinnati, OH 45202
(646) 261-4102
uhm.com
Johnathan Barber -- Senior Mortgage Specialist -- OHIO, KENTUCKY, INDIANA, TENNESSEE, SOUTH CAROLINA, ALABAMA, and FLORIDA.
110 Boggs Ln Suite 155, Cincinnati, OH 45246
(513) 518-6318
johnathanbarber.com
Churchill Mortgage - Cincinnati
7875 Montgomery Rd Ste 42, Office 126, Cincinnati, OH 45236
(513) 324-0257
churchillmortgage.com
Justin Allen - Union Home Mortgage
1111 St Gregory St 6th floor, Cincinnati, OH 45202
(614) 597-4629
uhm.com
David Behymer - Union Home Mortgage
1111 St Gregory St, Cincinnati, OH 45202
(859) 308-9231
loanofficerdave.com
All Home Mortgages, LLC
4240 Airport Rd Suite 101, Cincinnati, OH 45226
(513) 470-9939
allhomemortgages.com
General Electric Credit Union (Montgomery)
11200 Montgomery Rd, Cincinnati, OH 45249
(513) 243-4328
gecreditunion.org
What Does a Home Equity Loan Specialist in Cincinnati Cost?
Typical costs for a home equity loan specialist in Ohio include an origination fee of 0.5 to 1.5 percent of the loan amount. Appraisal fees range from 300 to 600 dollars and closing costs can total 2 to 5 percent of the loan. Some lenders offer no closing cost options but may charge a higher interest rate. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home equity loan specialist do in Cincinnati?
A home equity loan specialist helps you understand your borrowing options and prepares your application. They review your credit score, home value, and debt to income ratio. They also ensure compliance with Ohio lending laws and help you compare loan offers from different lenders.
What are the requirements for a home equity loan in Ohio?
In Ohio you typically need at least 15 to 20 percent equity in your home. Lenders require a good credit score usually above 620 and a stable income. Ohio law also mandates a three day right of rescission for most home equity loans giving you time to cancel the loan after signing.
How long does it take to get a home equity loan in Cincinnati?
The process usually takes two to six weeks from application to closing. This timeline includes property appraisal underwriting and document review. Ohio lenders must provide a Loan Estimate within three business days of your application which outlines all costs and terms.