Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Ohio before hiring.
Showing 10 home equity loan specialists in Delaware, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Stephen R. Harless | Mortgage Lender - First Federal Community Bank
18 E William St Suite 3, Delaware, OH 43015
(440) 364-0323
needpreapproved.com
Thrive Mortgage - The Columbus Team - Mortgage Lender - Mortgage Broker
5 E Winter St #200, Delaware, OH 43015
(614) 431-3164
thrive-ohio.com
Laurie Kuchler - Revolution Mortgage, Delaware Ohio aka "The Strategic Lender"
51 N Sandusky St Unit C, Delaware, OH 43015
(614) 560-1095
revolutionmortgage.com
Revolution Mortgage
51 N Sandusky St Unit C, Delaware, OH 43015
(740) 251-9021
revolutionmortgage.com
Guild Mortgage Company
18 E William St, Delaware, OH 43015
(614) 987-8600
branches.guildmortgage.com
What Does a Home Equity Loan Specialist in Delaware Cost?
Typical costs for a home equity loan specialist in Ohio include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $300 to $600, and closing costs of $500 to $1,500. Some lenders may charge an annual fee for home equity lines of credit. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a home equity loan specialist in Delaware Ohio?
A home equity loan specialist is a licensed mortgage professional who helps homeowners borrow against the equity in their home. In Ohio, these specialists must follow state regulations on loan disclosures and interest rate caps.
How does Ohio law affect home equity loans?
Ohio law requires lenders to provide a Truth in Lending statement and a detailed loan estimate within three business days of application. The Ohio Mortgage Loan Act also sets limits on prepayment penalties and late fees for home equity loans.
What documents do I need for a home equity loan in Delaware Ohio?
You typically need proof of income, tax returns, property tax records, and a recent appraisal of your home. The specialist will also review your credit report and current mortgage balance.