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Find Home Equity Loan Specialists Near You in Providence, RI

Browse home equity loan specialists serving Providence, Rhode Island. Contact information and addresses listed below.

14 agents listed
Updated June 2026
Providence, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Rhode Island before hiring.
Showing 14 home equity loan specialists in Providence, RI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Equity National Title
317 Iron Horse Way UNIT 301, Providence, RI 02908
(800) 237-8489 equitynationaltitle.com
Beeline
188 Valley St Suite 225, Providence, RI 02909
(888) 810-5760 makeabeeline.com
Capital Good Fund
333 Smith St, Providence, RI 02908
(866) 584-3651 capitalgoodfund.org
Semper Home Loans, Inc
225 Dupont Dr, Providence, RI 02907
(888) 817-6619 semperhomeloans.com
Nick Principe - Mortgage Loan Officer - NMLS #1537716
551 S Water St, Providence, RI 02903
(401) 862-5110 nickprincipe.annie-mac.com
Angel Cordero
551 S Water St Suite 555, Providence, RI 02903
(401) 225-1797 annie-mac.com
Rhode Island Credit Union
160 Francis St, Providence, RI 02903
(401) 751-7440 ricreditunion.org
Heath Lefort -Fairway Home Mortgage-Branch Manager
245 Waterman St #504d, Providence, RI 02906
(401) 641-0344 fairwayindependentmc.com
Helping Hands Community Partners
421 Elmwood Ave, Providence, RI 02907
(888) 681-2299 hhcp.org
Province Mortgage Associates, Inc. (Feliz Mortgage Group)
400 Reservoir Ave Suites 3D & 3E, Providence, RI 02907
(646) 246-2185 provincemortgage.com
Chas Adams - Mortgage Equity Partners NMLS 4661 Company NMLS 1936
220 Smith St, Providence, RI 02908
(401) 932-8899
Michelle Proia, Sr. Loan Consultant with Main Street Home Loans NMLS 20662
400 Reservoir Ave, Providence, RI 02907
(401) 641-0109 mainstreethomeloans.com
Mortgage Equity Partners
225 Dyer St 2nd Floor, Providence, RI 02903
(401) 524-4900 mortgageequitypartners.com
Centreville Bank
66 S Main St, Providence, RI 02903
(401) 821-9100 centrevillebank.com

A home equity loan specialist in Providence Rhode Island helps homeowners access the equity in their property for major expenses or debt consolidation. Rhode Island law requires lenders to follow specific disclosure rules under the Rhode Island Residential Mortgage Lending Act. Local specialists understand Providence property values and can guide you through the application process.

What Does a Home Equity Loan Specialist in Providence Cost?

Typical costs for a home equity loan specialist in Rhode Island include an origination fee of 1 to 2 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and closing costs of 500 to 1500 dollars. Some lenders also charge a documentation or processing fee of 200 to 500 dollars. These costs vary by lender and loan size. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist do in Providence?
A home equity loan specialist evaluates your property value and credit profile to help you choose between a home equity loan or a home equity line of credit. They also explain Rhode Island specific requirements such as the 10 day right of rescission period for certain loans.
How much home equity do I need to qualify in Rhode Island?
Most lenders in Rhode Island require you to have at least 15 to 20 percent equity in your home. This means your loan balance cannot exceed 80 to 85 percent of the propertys appraised value.

Home Equity Loan Specialists in Other Rhode Island Cities