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Compare Home Equity Loan Specialists in Wakefield, RI

Directory of home equity loan specialists in Wakefield, Rhode Island. Verify credentials with the state state mortgage licensing authority before hiring.

5 agents listed
Updated June 2026
Wakefield, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Rhode Island before hiring.
Showing 5 home equity loan specialists in Wakefield, RI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ron Manton - Churchill Mortgage, NMLS 4865
238 Robinson St Ste 3, Wakefield, RI 02879
(401) 433-9941 churchillmortgage.com
Churchill Mortgage - Wakefield
238 Robinson St Ste 3, Wakefield, RI 02879
(401) 433-9941 churchillmortgage.com
Atlantic Mortgage & Finance Corporation
94 Main St 2nd Floor, Wakefield, RI 02879
(401) 481-8050 atlanticcorporation.net
Westerly Community Credit Union
4979 Tower Hill Rd, Wakefield, RI 02879
(401) 596-7000 westerlyccu.com
Mortgage Equity Partners
116 Main St Suite 5, Wakefield, RI 02879
(401) 932-8899 mortgageequitypartners.com

A home equity loan specialist in Wakefield, Rhode Island helps homeowners access the equity in their property for renovations, debt consolidation, or other major expenses. Rhode Island law requires lenders to follow strict disclosure rules under the Truth in Lending Act and state regulations. Local specialists understand the unique property values and lending practices in Washington County.

What Does a Home Equity Loan Specialist in Wakefield Cost?

Typical costs for a home equity loan specialist in Rhode Island include an origination fee of 1 to 2 percent of the loan amount and an appraisal fee between 300 and 600 dollars. Closing costs may range from 2 to 5 percent of the loan total. These fees vary by lender and loan type. This information is for general educational purposes and does not constitute mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist in Wakefield do?
A home equity loan specialist helps you understand your borrowing options, such as a home equity loan or a home equity line of credit. They review your property value and financial situation to find suitable lenders. They also guide you through the application and closing process.
What are the requirements for a home equity loan in Rhode Island?
Borrowers typically need at least 20 percent equity in their home and a credit score of 620 or higher. Rhode Island law does not set a specific minimum equity amount, but lenders set their own standards. You must also provide proof of income and property insurance.

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