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Compare Home Equity Loan Specialists in Alpine, UT

Compare home equity loan specialists in Alpine. Review contact information and insurance categorys before you decide.

3 agents listed
Updated June 2026
Alpine, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Utah before hiring.
Showing 3 home equity loan specialists in Alpine, UT Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chantelle Rees, REALTOR with Equity Real Estate
299 Maple Dr, Alpine, UT 84004
(801) 636-2515 chantellerees.com
Home Front Mortgage, Inc.
372 S Main St Suite B, Alpine, UT 84004
(801) 756-5998
Equity Advantage Real Estate, Associate Broker
366 Twin River Loop, Alpine, UT 84004
(972) 896-5353 cheripalsson-kwwestfieldrealty.com

A home equity loan specialist in Alpine, Utah helps homeowners access the equity in their property through a second mortgage or a home equity line of credit (HELOC). Utah law requires lenders to follow specific disclosure rules under the Utah Consumer Credit Code. Specialists in Alpine understand local property values in Utah County and can guide you through the application process.

What Does a Home Equity Loan Specialist in Alpine Cost?

Typical costs for a home equity loan in Utah include an appraisal fee of 400 to 700 dollars, an origination fee of 0.5 to 1.5 percent of the loan amount, and closing costs ranging from 500 to 2,000 dollars. Some lenders may charge an annual fee for a HELOC of 50 to 100 dollars. These costs can vary based on the lender and your specific financial situation. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the maximum loan-to-value ratio for a home equity loan in Utah?
In Utah, most lenders allow a combined loan-to-value ratio of up to 80 percent for a home equity loan. This means your total mortgage debt cannot exceed 80 percent of your home appraised value. Some lenders may offer higher ratios depending on your credit profile.
How long does it take to get a home equity loan in Alpine Utah?
The process typically takes 30 to 45 days from application to funding. This includes appraisal, underwriting, and compliance with Utah disclosure laws. Delays can occur if additional documentation is needed.
Are there any Utah specific rules for home equity loans?
Yes, Utah law requires lenders to provide a Truth in Lending disclosure and a right of rescission period of three business days for home equity loans. Lenders must also follow the Utah Consumer Credit Code which limits certain fees and interest rates on loans under a certain amount.

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