Skip to main content

Find Home Equity Loan Specialists in Clearfield, UT

Compare home equity loan specialists in Clearfield. Review contact information and insurance categorys before you decide.

15 agents listed
Updated June 2026
Clearfield, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Utah before hiring.
Showing 15 home equity loan specialists in Clearfield, UT Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage Company
938 University Park Blvd #200, Clearfield, UT 84015
(801) 896-2071 branches.guildmortgage.com
Guild Mortgage - Christian Bingham
938 University Park Blvd #200, Clearfield, UT 84015
(801) 784-7880 branches.guildmortgage.com
Cornerstone Home Lending - The Tim Hawkes Team
1725 E 1450 S, Clearfield, UT 84015
(801) 820-7620 thetimhawkesteam.com
Lift Home Lending
466 N Main St Suite #204, Clearfield, UT 84015
(385) 557-7525 lifthomelending.com
First Colony Mortgage Clearfield Branch
1795 E 1450 S #200, Clearfield, UT 84015
(801) 658-2111 firstcolonymortgage.com
Guild Mortgage - Brett Mills
938 University Park Blvd, Clearfield, UT 84015
(801) 628-6771 branches.guildmortgage.com
Guild Mortgage - Julie Steele
938 University Park Blvd #200, Clearfield, UT 84015
(801) 589-0110 branches.guildmortgage.com
Equity Real Estate Select
1424 Legend Hills Dr Suite 100, Clearfield, UT 84015
(801) 884-9727 gotutah.com
Guild Mortgage - Cole Salmon
938 University Park Blvd #200, Clearfield, UT 84015
(385) 296-2989 branches.guildmortgage.com
Tim Hawkes at Cornerstone Home Lending | NMLS# 8785
1725 E 1450 S #100, Clearfield, UT 84015
(801) 820-7620 houseloan.com
Guild Mortgage - Melissa Wheatley
938 University Park Blvd #200, Clearfield, UT 84015
(801) 920-0872 branches.guildmortgage.com
Guild Mortgage - Angela Thorpe
938 University Park Blvd #200, Clearfield, UT 84015
(801) 645-5224 branches.guildmortgage.com
Bridget Morgan
938 University Park Blvd #200, Clearfield, UT 84015
(702) 426-1817
84015HomesForSale Equity Real Estate
Legend Hills Dr, Clearfield, UT 84015
(801) 884-9727
Citywide Home Loans
1785 E 1450 S #210, Clearfield, UT 84015
(801) 628-7667

A home equity loan specialist in Clearfield Utah helps homeowners access the equity in their property for major expenses or debt consolidation. Utah law allows lenders to offer home equity loans up to 80 percent of the home value in most cases. Clearfield residents can use these funds for home improvements or other financial needs with a fixed-rate loan secured by their home.

What Does a Home Equity Loan Specialist in Clearfield Cost?

Typical costs for a home equity loan in Utah include an origination fee of 0.5 to 1.5 percent of the loan amount, appraisal fees of 300 to 600 dollars, and closing costs of 2 to 5 percent of the loan. For a 50,000 dollar loan, total costs may range from 1,500 to 3,500 dollars. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a home equity loan specialist in Clearfield Utah?
A home equity loan specialist is a licensed mortgage professional who helps Clearfield homeowners apply for loans based on their home equity. They guide you through the application process, explain terms, and ensure compliance with Utah lending laws.
What are the requirements for a home equity loan in Utah?
Utah lenders typically require a credit score of at least 620, a debt-to-income ratio below 43 percent, and a loan-to-value ratio of 80 percent or less. You must also have a clear title on your property and provide proof of income.
How long does it take to get a home equity loan in Clearfield?
The process usually takes 30 to 45 days from application to funding. Utah law requires a three-day rescission period after closing, which allows you to cancel the loan without penalty.

Home Equity Loan Specialists in Other Utah Cities