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Find Home Equity Loan Specialists in Norfolk, VA

Directory of home equity loan specialists in Norfolk, Virginia. Verify credentials with the state state mortgage licensing authority before hiring.

4 agents listed
Updated June 2026
Norfolk, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Virginia before hiring.
Showing 4 home equity loan specialists in Norfolk, VA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Towne Mortgage
3 Commercial Pl Suite 1440, Norfolk, VA 23510
(757) 491-6300 townemortgage.us
Tier 1 home Loans, Inc.
500 E Main St #1600-93, Norfolk, VA 23510
(757) 797-5201 tier1homeloans.com
Mortgage Refinance Norfolk VA - Home Refinance Virginia - Refi Home Loan Lenders
325 E Bayview Blvd, Norfolk, VA 23503
(757) 663-5905
Peoples Home Equity, Inc
870 N Military Hwy #208, Norfolk, VA 23502
(757) 965-6178

Home equity loan specialists in Norfolk, Virginia help homeowners access the equity in their property for major expenses or debt consolidation. Virginia law requires lenders to follow specific disclosure rules under the Virginia Consumer Protection Act. Specialists guide clients through the application process, appraisal requirements, and closing procedures tailored to the local real estate market.

What Does a Home Equity Loan Specialist in Norfolk Cost?

Typical costs for a home equity loan specialist in Virginia include an origination fee of 0.5 to 1.5 percent of the loan amount, appraisal fees ranging from 300 to 600 dollars, and title search fees of 150 to 400 dollars. Closing costs may total 2 to 5 percent of the loan amount. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a home equity loan specialist in Norfolk?
A home equity loan specialist is a licensed professional who helps homeowners in Norfolk obtain a loan using their home equity as collateral. They assist with paperwork, lender selection, and compliance with Virginia state regulations.
What are the requirements for a home equity loan in Virginia?
Virginia requires borrowers to have at least 15 to 20 percent equity in their home, a good credit score, and a stable income. Lenders must provide a Truth in Lending disclosure and follow Virginia usury laws limiting interest rates.
How long does the home equity loan process take in Norfolk?
The process typically takes 30 to 45 days from application to closing. This includes appraisal, underwriting, and compliance with Virginia recording fees and title search requirements.

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