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Home Equity Loan Specialists in Radford, VA

Looking for a home equity loan specialist in Radford? Review the directory below to compare your options.

3 agents listed
Updated June 2026
Radford, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Virginia before hiring.
Showing 3 home equity loan specialists in Radford, VA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Truliant Federal Credit Union Radford
7321 Peppers Ferry Blvd, Radford, VA 24141
(800) 822-0382 truliantfcu.org
Atlantic Bay Mortgage Group
616 W Main St A, Radford, VA 24141
(540) 639-9711 atlanticbay.com
RealFi Home Funding Corp.
325 W Main St, Radford, VA 24141
(540) 633-5626

A home equity loan specialist in Radford Virginia helps homeowners access the equity in their property. Virginia law requires lenders to provide clear disclosure of terms under the Virginia Consumer Protection Act. Specialists guide you through the process of using your homes value for debt consolidation or home improvements.

What Does a Home Equity Loan Specialist in Radford Cost?

Typical costs for a home equity loan specialist in Virginia include an origination fee of 1 to 2 percent of the loan amount and an appraisal fee of 400 to 600 dollars. Closing costs may also include title search fees and recording fees. Virginia law requires lenders to provide a Loan Estimate within three business days. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a home equity loan specialist in Radford?
A home equity loan specialist is a professional who helps you apply for a loan using your home as collateral. They explain Virginia specific rules like the right to rescind within three days. They also help you compare lenders and terms.
How do I qualify for a home equity loan in Virginia?
You typically need at least 20 percent equity in your home and a good credit score. Virginia law does not set a minimum equity amount but lenders usually require it. Your debt to income ratio must also meet lender standards.
What costs are involved with a home equity loan specialist in Radford?
Costs include an origination fee often 1 to 2 percent of the loan amount and appraisal fees around 400 to 600 dollars. Virginia also charges a recordation tax on the loan deed. These costs vary by lender and loan size.

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