Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Alabama before hiring.
Showing 19 mortgage brokers in Fort Payne, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Liberty Finance of Fort Payne
1949 Gault Ave N Suite 103, Fort Payne, AL 35967
(256) 844-2208
loansanywhere.net
Southern Properties Agency, Inc.
311 Gault Ave N, Fort Payne, AL 35967
(256) 845-6000
southernpropertiesagency.com
Regional Finance
103 Cracker Barrel Rd, Fort Payne, AL 35968
(256) 845-9007
branches.regionalfinance.com
Republic Finance
1906 Glenn Blvd SW Suite 700, Fort Payne, AL 35968
(256) 845-4450
locations.republicfinance.com
Edward Jones - Financial Advisor: Matt Guice, AAMS®
2208 Gault Ave N, Fort Payne, AL 35967
(256) 844-6726
edwardjones.com
Victorian Finance - Fort Payne
1000 Gault Ave S E, Fort Payne, AL 35967
(256) 996-1421
victorianfinance.com
FFB Ag Finance, Inc. - Poultry Lending Division
2201 Gault Ave N # G, Fort Payne, AL 35967
(256) 845-4270
ffb1.com
What Does a Mortgage Broker in Fort Payne Cost?
Mortgage broker fees in Alabama typically range from 1% to 2% of the loan amount. For a $200,000 home, this could be $2,000 to $4,000. Some brokers charge a flat fee instead of a percentage. You may also pay third-party costs like appraisal fees, credit report fees, and title insurance. Costs vary by loan size and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the difference between a mortgage broker and a bank in Fort Payne?
A mortgage broker works as an intermediary between you and multiple lenders, shopping for loan options on your behalf. A bank offers only its own loan products. Brokers in Alabama must disclose their fees and any lender compensation upfront.
What documents do I need to apply for a mortgage in Alabama?
You typically need recent pay stubs, W-2 forms for two years, tax returns, bank statements, and proof of identification. Alabama law does not require a specific document list, but lenders follow federal underwriting standards.
How long does it take to close on a home loan in Fort Payne?
A typical mortgage closing in Alabama takes 30 to 45 days from application. Delays can occur due to appraisal availability or title issues. Your broker can provide a timeline based on your specific loan type.