Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Alabama before hiring.
Showing 14 mortgage brokers in Muscle Shoals, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First-Sun Finance
2010B Woodward Ave, Muscle Shoals, AL 35661
(256) 978-5977
firstsunmuscleshoals.com
OneMain Financial
3208 Woodward Ave STE B202, Muscle Shoals, AL 35661
(256) 383-4200
onemainfinancial.com
Lendmark Financial Services LLC
1901 Woodward Ave, Muscle Shoals, AL 35661
(256) 248-9585
lendmarkfinancial.com
Julie L Weldon - Regions Mortgage Loan Officer
700 E Avalon Ave, Muscle Shoals, AL 35661
(256) 627-9212
regions.com
SouthPoint Bank Home Mortgage
1810 John R St c, Muscle Shoals, AL 35661
(256) 978-6757
southpoint.bank
What Does a Mortgage Broker in Muscle Shoals Cost?
Mortgage broker fees in Alabama usually range from 1 percent to 2 percent of the loan amount. For a 200,000 dollar loan, that means 2,000 to 4,000 dollars in broker fees. Some brokers charge a flat fee instead of a percentage. You may also pay for appraisal, credit report, and title insurance. Always ask for a Loan Estimate that lists all fees. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker in Muscle Shoals do?
A mortgage broker acts as a middleman between you and lenders. They gather your financial information, shop for loan offers, and help you choose a mortgage product. They do not lend money directly but connect you with lenders who do.
Do I need a license to be a mortgage broker in Alabama?
Yes. Alabama requires all mortgage brokers and loan originators to hold a valid license through the Nationwide Multistate Licensing System. You must pass a background check and complete pre-licensing education.
How long does it take to close a mortgage in Muscle Shoals?
A typical mortgage closing in Alabama takes 30 to 45 days from application to funding. Delays can happen if appraisals or title work take longer. Your broker will give you a timeline estimate.