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Directory of mortgage brokers in Payson, Arizona. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Payson, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Arizona before hiring.
Showing 3 mortgage brokers in Payson, AZ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
American Pacific Mortgage (NMLS #1159866)
1107 S Beeline Hwy Suite 5, Payson, AZ 85541
9284685500
Chase Mortgage
201 S Beeline Hwy, Payson, AZ 85541
9284742287
PNC Mortgage
613 S Beeline Hwy, Payson, AZ 85541
9284729602
Mortgage brokers in Payson, Arizona help home buyers and homeowners find loan options from multiple lenders. Arizona law requires mortgage brokers to hold a valid license from the Arizona Department of Insurance and Financial Institutions. Local brokers understand the Payson real estate market and can guide you through the unique aspects of buying a home in a rural mountain community.
What Does a Mortgage Broker in Payson Cost?
Mortgage broker fees in Arizona typically range from 1% to 3% of the loan amount. For a $300,000 home, this means $3,000 to $9,000 in broker compensation. Some brokers charge a flat fee or a combination of an origination fee and lender credits. Costs vary by loan type, loan amount, and the specific broker. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Payson Arizona?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan programs, and help you compare rates and terms from different banks and credit unions.
Do I need a license to be a mortgage broker in Arizona?
Yes. Arizona law requires mortgage brokers to be licensed through the Nationwide Multistate Licensing System and the Arizona Department of Insurance and Financial Institutions. You can verify a brokers license on the NMLS Consumer Access website.
How long does it take to close a mortgage in Payson?
A typical mortgage closing in Arizona takes 30 to 45 days from application to funding. Delays can occur if the property is in a rural area or if appraisal turnaround times are longer in Payson.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Arizona.