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Mortgage Brokers in Prescott, AZ

Directory of mortgage brokers in Prescott, Arizona. Verify credentials with the state mortgage licensing authority before hiring.

18 agents listed
Updated May 2026
Prescott, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Arizona before hiring.
Showing 18 mortgage brokers in Prescott, AZ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Danell Riggs
325 W Gurley St #102, Prescott, AZ 86301
9284580507
Homeowners Financial Group
125 E Gurley St Suite 150, Prescott, AZ 86301
9282371886
Greg Riordan - Legacy Mutual Mortgage
325 W Gurley St #102, Prescott, AZ 86301
9284275156
Guild Mortgage - Sandra Collette
120 N Marina St Suite A, Prescott, AZ 86301
9289104153
Mill Mortgage LLC dba Bonelli Financial Group
3605 Crossings Dr suite a, Prescott, AZ 86305
4804261636
PrimeLending, a PlainsCapital Company - Prescott
122 N Cortez St Suite 308, Prescott, AZ 86301
9286153295
Guild Mortgage - Travis Smart
120 N Marina St Suite A, Prescott, AZ 86301
9282207673
Laurie Lawton Scott At Nations Lending - NMLS:203321
140 N Montezuma St Ste 103, Prescott, AZ 86301
6023292950
Smart Mortgage
1701 Emerald Dr suite d, Prescott, AZ 86301
9284459499
Guild Mortgage Company
120 N Marina St Suite A, Prescott, AZ 86301
9288005670
Fairway Prescott Team - Fairway Independent Mortgage Corporation
2971 Willow Creek Rd #2, Prescott, AZ 86301
9285150344
American Pacific Mortgage
1745 Rustic Timbers Ln Ste. G1, Prescott, AZ 86303
9283508828
Mile High Lending, LLC
716 N Montezuma St C, Prescott, AZ 86301
9287781400
Academy Mortgage
141 S McCormick St #107, Prescott, AZ 86303
9287778971
Hometown Mortgage
107 N Cortez St Suite 300, Prescott, AZ 86301
9284587189
Theron Wall Team
3767 Karicio Ln Ste B, Prescott, AZ 86303
9287722669
Efinity Mortgage- James Roush Prescott/Flagstaff
140 N Montezuma St Suite 100, Prescott, AZ 86301
9284458730
Commercial Real Estate Mortgage Loans Prescott AZ
803 Ruth St # C, Prescott, AZ 86301
7252376237

Mortgage brokers in Prescott Arizona help home buyers and homeowners find suitable loan options from multiple lenders. Arizona law requires mortgage brokers to be licensed through the Arizona Department of Financial Institutions. Local brokers understand the Prescott real estate market and can guide you through the purchase or refinance process.

What Does a Mortgage Broker in Prescott Cost?

Mortgage broker costs in Arizona typically range from 1% to 3% of the loan amount. This fee is often paid by the lender or rolled into the loan. Some brokers charge a flat fee between $1,500 and $5,000. Costs vary based on loan type complexity and lender terms. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mortgage broker do in Prescott Arizona?
A mortgage broker acts as an intermediary between you and multiple lenders to find a home loan that fits your needs. They handle paperwork, compare rates, and guide you through the approval process. In Arizona brokers must follow state licensing rules and disclose all fees upfront.
Do I need a mortgage broker to buy a home in Prescott?
No you do not need a broker you can work directly with a bank or credit union. However a broker can save you time by shopping multiple lenders for you. This can be helpful in a competitive market like Prescott where local knowledge matters.
How are mortgage brokers regulated in Arizona?
Mortgage brokers in Arizona are regulated by the Arizona Department of Financial Institutions under Arizona Revised Statutes Title 6. They must pass a background check complete continuing education and hold a valid license. You can verify a brokers license on the Nationwide Multistate Licensing System website.