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Compare Mortgage Brokers in Prescott Valley, AZ

Looking for a mortgage broker in Prescott Valley? Review the directory below to compare your options.

2 agents listed
Updated June 2026
Prescott Valley, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Arizona before hiring.
Showing 2 mortgage brokers in Prescott Valley, AZ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OnQ Home Loans | Prescott Valley
8098 E Valley Rd #1, Prescott Valley, AZ 86314
(928) 713-2128 onqhomeloans.com
Pilgrim Denny Team- Benchmark Mortgage
3194 N Windsong Dr, Prescott Valley, AZ 86314
(928) 541-8737 facebook.com

Mortgage brokers in Prescott Valley Arizona help home buyers and refinancing homeowners find suitable loan products from multiple lenders. Arizona law requires mortgage brokers to be licensed through the Arizona Department of Financial Institutions and follow specific disclosure rules. Local brokers understand the Prescott Valley real estate market and can guide you through the unique aspects of purchasing a home in Yavapai County.

What Does a Mortgage Broker in Prescott Valley Cost?

Mortgage broker fees in Arizona typically range from 1% to 2% of the loan amount. Some brokers charge a flat fee between $2,000 and $5,000. You may also pay third-party costs like appraisal fees ($400 to $700) and title insurance ($1,000 to $2,500). Costs vary by loan type, property value, and lender requirements. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a mortgage broker need in Arizona?
Mortgage brokers in Arizona must hold a Mortgage Broker License from the Arizona Department of Financial Institutions or operate under a Nationwide Multistate Licensing System registration. They must also complete continuing education each year to renew their license.
How long does it take to close a home loan in Prescott Valley?
Typical home loan closings in Arizona take 30 to 45 days from application to funding. Delays can occur if appraisals or title work take longer, so working with a local broker who knows Prescott Valley can help keep the process on schedule.
What documents do I need to apply for a mortgage in Arizona?
You will need recent pay stubs, W-2 forms or tax returns from the last two years, bank statements, and a valid ID. Arizona law also requires proof of homeowners insurance before closing.