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Mortgage Brokers in Atascadero, CA

Browse mortgage brokers serving Atascadero, California. Contact information and addresses listed below.

12 agents listed
Updated June 2026
Atascadero, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 12 mortgage brokers in Atascadero, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Cassandra Merrill - Merrill & Associates Real Estate
4815 El Camino Real, Atascadero, CA 93422
(805) 464-7958 merrillre.com
Leslie Kight | V.I.P. Mortgage Inc. Branch Manager, Reverse Mortgage, Divorce Lending
7301 Morro Rd Suite 104, Atascadero, CA 93422
(805) 709-7234 reversepurchase.com
Alex Smith | MortgageRight - Branch Manager
7301 Morro Rd Suite 104, Atascadero, CA 93422
(805) 270-6577 alexsmith.vipmtginc.com
Central Coast Lending
7075 Morro Rd, Atascadero, CA 93422
(805) 543-5626 centralcoastlending.com
The Mortgage House
7340 Morro Rd, Atascadero, CA 93422
(805) 466-6766 themortgagehouse.com
Colony Mortgage
5365 El Camino Real, Atascadero, CA 93422
(805) 466-3598 colony-mortgage.com
Avalon Real Estate & Home Loans
8520 Alegre Ave, Atascadero, CA 93422
(805) 748-8780 avalonrehl.com
Gold Standard Mortgage
6904 El Camino Real, Atascadero, CA 93422
(805) 464-2582 goldstandardmortgage.com
Chase Home Lending
8055 El Camino Real, Atascadero, CA 93422
(516) 499-0757 homelendingadvisor.chase.com
RPM Mortgage | Atascadero, CA
5805 Capistrano Ave Suite A, Atascadero, CA 93422
(805) 550-4325 rpm-mtg.com
Fairway Independent Mortgage Corporation
7355 Morro Rd Suite 101, Atascadero, CA 93422
(805) 594-1338 fairwayindependentmc.com
Diversified Mortgage Inc
8844 Morro Rd, Atascadero, CA 93422
(805) 466-2075

Mortgage brokers in Atascadero, California help home buyers and refinancing homeowners find suitable loan products from multiple lenders. Under California law, mortgage brokers must be licensed by the Department of Financial Protection and Innovation and follow strict disclosure rules. Local brokers understand the unique housing market in San Luis Obispo County and can guide clients through the loan process.

What Does a Mortgage Broker in Atascadero Cost?

Mortgage broker fees in California typically range from 1% to 2% of the loan amount. For a $500,000 loan, this means $5,000 to $10,000 in broker compensation. Some brokers charge a flat fee instead of a percentage. You may also pay for appraisal, credit report, and title insurance. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a mortgage broker need in California?
Mortgage brokers in California must hold a valid license from the Department of Financial Protection and Innovation. They must also complete pre-licensing education and pass a background check.
How long does it take to close a mortgage in Atascadero?
A typical mortgage closing in California takes 30 to 45 days. Delays can occur if appraisals or title work take longer than expected.
What documents do I need to apply for a mortgage in California?
You will need pay stubs, tax returns, bank statements, and identification. Self-employed borrowers may need additional profit and loss statements.

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