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Browse mortgage brokers serving Santa Fe, New Mexico. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Santa Fe, NM
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Mexico before hiring.
Showing 20 mortgage brokers in Santa Fe, NM
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Homewise
1301 Siler Rd Bldg D, Santa Fe, NM 87507
5059839473
Nations Lending - Santa Fe, NM Branch - NMLS: 2147533
515 Don Gaspar Ave Suite A, Santa Fe, NM 87505
5052163593
Robert Morris at Waterstone Mortgage NMLS #492531
417 E Palace Ave, Santa Fe, NM 87501
5057804921
BernaDette Sanchez at Waterstone Mortgage NMLS #1194059
Sandra Claymore at Waterstone Mortgage NMLS #492523
417 E Palace Ave, Santa Fe, NM 87501
5057150278
Brad Gallegos Branch
404 Kiva Ct STE G, Santa Fe, NM 87505
5056606235
Santa Fe Mortgage Company
459 Cerrillos Rd, Santa Fe, NM 87501
5059882501
Change Home Mortgage
549 S Guadalupe St #206, Santa Fe, NM 87501
5055966061
Guild Mortgage - Paula Delair
130 Lincoln Ave Ste K, Santa Fe, NM 87501
5056601988
Cissy Moore at Waterstone Mortgage NMLS #539901
417 E Palace Ave, Santa Fe, NM 87501
5056703454
Union Home Mortgage
150 Washington Ave Suite 201, Santa Fe, NM 87501
5054947946
Marita DeVargas - Mortgage Advisor (loanDepot)
150 Washington Ave Ste. 201, #206, Santa Fe, NM 87501
5056605044
Casita Mortgages
128 Grant Ave Ste 217, Santa Fe, NM 87501
5056906220
The Mortgage Place
231 Washington Ave, Santa Fe, NM 87501
5059869080
Guild Mortgage Company
130 Lincoln Ave Ste K, Santa Fe, NM 87501
5052964747
US Bank Mortgage
600 W San Mateo Rd, Santa Fe, NM 87505
8008722657
Ron Blessey
459 Cerrillos Rd, Santa Fe, NM 87501
5056903919
Mortgage brokers in Santa Fe, New Mexico help borrowers find suitable home loans from multiple lenders. They can assist with conventional, FHA, VA, and USDA loans, which are popular in rural areas of New Mexico. Local brokers understand Santa Fe real estate market trends and New Mexico specific lending regulations, such as the state's anti-predatory lending laws under the New Mexico Home Loan Protection Act.
What Does a Mortgage Broker in Santa Fe Cost?
Mortgage broker fees in New Mexico typically range from 1% to 2% of the loan amount, though some brokers charge a flat fee between $2,000 and $5,000. These costs are often paid by the lender or rolled into the loan. Additional costs include appraisal fees, title insurance, and recording fees. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker in Santa Fe do?
A mortgage broker acts as an intermediary between you and multiple lenders to find a loan that fits your needs. They handle the application process, compare rates, and guide you through closing. In New Mexico, brokers must be licensed through the New Mexico Regulation and Licensing Department.
Do I need a mortgage broker or can I go directly to a bank in Santa Fe?
You can choose either option. A broker can offer access to many lenders and may find better terms, while a bank offers only its own products. For unique properties or self-employment income, a broker in Santa Fe may provide more flexibility.
What documents do I need to apply for a mortgage in Santa Fe?
Typical documents include recent pay stubs, W-2s or tax returns, bank statements, and identification. For New Mexico specific programs like the New Mexico Mortgage Finance Authority loans, you may need additional proof of income or first-time homebuyer status.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Mexico.