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Browse mortgage brokers serving Kettering, Ohio. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Kettering, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 4 mortgage brokers in Kettering, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Polaris Home Funding Corporation
3017 Sudbury Dr suite a, Kettering, OH 45420
9377162347
NFM Lending - Dayton, OH - Branch OH345
3123 Research Blvd # 150, Kettering, OH 45420
9377418010
NEO Home Loans - The Stable Group
5600 Kentshire Dr #209, Kettering, OH 45440
9378882228
Innovative Home Mortgage
5600 Kentshire Dr, Kettering, OH 45440
9377237538
Mortgage brokers in Kettering Ohio act as intermediaries between borrowers and lenders to help you find suitable home loan options. They are licensed through the Ohio Division of Financial Institutions and must follow state regulations on loan disclosures and fees. Working with a local broker can give you access to lenders familiar with Montgomery County property values and Ohio specific closing procedures.
What Does a Mortgage Broker in Kettering Cost?
Mortgage brokers in Ohio typically charge a fee of 1 percent to 2 percent of the loan amount. For a 200000 dollar home this means a broker fee of 2000 to 4000 dollars. Some brokers may charge a flat fee instead of a percentage. You may also pay application fees and third party costs for appraisals or credit reports. Ohio law requires brokers to disclose all fees in a written agreement before you proceed. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Kettering Ohio?
A mortgage broker in Kettering helps you compare loan offers from multiple lenders. They gather your financial documents, check your credit, and submit applications to find a loan that fits your needs. Brokers in Ohio must hold a valid license and follow state laws on fee transparency.
Do I need a mortgage broker to buy a home in Ohio?
No you do not need a broker you can apply directly with banks or credit unions. However a broker can save you time by shopping multiple lenders for you. Ohio law requires brokers to provide a written disclosure of their fees before you commit to any loan.
How do I choose a mortgage broker in Kettering?
Look for a broker with a current Ohio mortgage broker license and good reviews from local clients. Ask about their experience with FHA VA or conventional loans common in Ohio. You can verify a brokers license through the Ohio Division of Financial Institutions website.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.