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Directory of mortgage brokers in Simpsonville, South Carolina. Verify credentials with the state mortgage licensing authority before hiring.
13 agents listed
Updated May 2026
Simpsonville, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Carolina before hiring.
Showing 13 mortgage brokers in Simpsonville, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kinsmith Finance
505 SE Main St, Simpsonville, SC 29681
8642289935
1st Franklin Financial
621 Fairview Rd Suite G, Simpsonville, SC 29680
8642283572
Security Finance
1024 NE Main St, Simpsonville, SC 29681
8649629809
SC Home Loans
124 Creek Shoals Dr, Simpsonville, SC 29681
8642637788
Dan Crance Your Mortgage Man at Classic Home Mortgage
330 Harrison Bridge Rd # C, Simpsonville, SC 29680
8434785612
Michael Owens at CrossCountry Mortgage
1105 Via Corso Ave Offices 2 and 3, Simpsonville, SC 29681
8649072678
OneMain Financial
658 Fairview Rd Ste C, Simpsonville, SC 29680
8642286161
Scott Fowler at CrossCountry Mortgage
421 SE Main St Ste 200, Simpsonville, SC 29681
8649158779
Elite Financial Services
1215 NE Main St, Simpsonville, SC 29681
8649670372
Nancy Pattison - NextMortgage
121 Circle Slope Dr, Simpsonville, SC 29681
8649015566
Classic Home Mortgage
330 Harrison Bridge Rd # C, Simpsonville, SC 29680
8649629121
Horizon Financial Inc
421 SE Main St Ste 200, Simpsonville, SC 29681
8649681236
Ron McCoy - Mortgage Loan Officer
640 Fairview Rd, Simpsonville, SC 29680
8646161353
Mortgage brokers in Simpsonville South Carolina help home buyers and homeowners find suitable loan options from multiple lenders. South Carolina law requires all mortgage brokers to be licensed through the South Carolina Department of Consumer Affairs. Local brokers understand Simpsonville market conditions and can guide you through state specific regulations like the South Carolina Residential Mortgage Act.
What Does a Mortgage Broker in Simpsonville Cost?
Mortgage broker fees in South Carolina typically range from 1% to 2% of the loan amount. For a $300,000 home, this means $3,000 to $6,000 in broker fees. Some brokers charge a flat fee instead, often between $2,500 and $5,000. These costs are usually paid at closing and may be negotiated with the lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Simpsonville SC?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information, shop for loan options, and help you choose the best mortgage product for your situation. In South Carolina, brokers must follow strict licensing rules set by the state.
Do I need a license to be a mortgage broker in South Carolina?
Yes, South Carolina requires all mortgage brokers to hold a valid license from the South Carolina Department of Consumer Affairs. They must pass a background check, complete pre licensing education, and renew their license annually. You can verify a brokers license on the NMLS database.
What documents do I need to apply for a mortgage in Simpsonville?
Typical documents include pay stubs, tax returns, bank statements, and government issued ID. South Carolina also requires a property appraisal and title search. Your broker will provide a complete list based on your loan type and lender requirements.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the South Carolina.