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Looking for a mortgage broker in Harrisburg? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Harrisburg, SD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Dakota before hiring.
Showing 2 mortgage brokers in Harrisburg, SD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The First National Bank in Sioux Falls
408 Cliff Ave, Harrisburg, SD 57032
6057825880
Edward Jones - Financial Advisor: Brock Aldrich, CFP®
225 N Cliff Avenue #5, Harrisburg, SD 57032
6054012717
Mortgage brokers in Harrisburg, South Dakota help homebuyers and refinancing homeowners find suitable loan products from multiple lenders. South Dakota law requires mortgage brokers to be licensed through the Nationwide Multistate Licensing System (NMLS) and follow state regulations. Working with a local broker can give you access to conventional, FHA, VA, and USDA loans tailored to the Harrisburg market.
What Does a Mortgage Broker in Harrisburg Cost?
Mortgage broker fees in South Dakota typically range from 1% to 2% of the loan amount, though some brokers charge a flat fee between $1,000 and $3,000. These costs are often paid by the lender or rolled into the loan. South Dakota law requires brokers to disclose all fees in a Loan Estimate within three business days of application. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Harrisburg?
A mortgage broker acts as an intermediary between you and multiple lenders to find a home loan that fits your needs. They gather your financial information, shop for rates and terms, and guide you through the application process. In South Dakota, brokers must be licensed and follow state disclosure rules.
Do I need a mortgage broker to buy a home in Harrisburg?
No, you can apply directly with banks or credit unions. However, a broker can save you time by comparing offers from several lenders at once. This is especially helpful in a competitive market like Harrisburg, where quick decisions matter.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the South Dakota.