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Compare Mortgage Brokers in Rapid City, SD

Directory of mortgage brokers in Rapid City, South Dakota. Verify credentials with the state state mortgage licensing authority before hiring.

20 agents listed
Updated June 2026
Rapid City, SD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of South Dakota before hiring.
Showing 20 mortgage brokers in Rapid City, SD Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Affiliated Mortgage - Premier Home Loan Lender
1301 W Omaha St Suite 118, Rapid City, SD 57701
(605) 718-9820 affiliatedsd.com
Blue Ribbon Mortgage and Investments
2025 Jackson Blvd, Rapid City, SD 57702
(605) 343-8087 blueribbonmortgage.com
Hannah Beachem - Granite Mortgage
219 Founders Park Dr Suite 3, Rapid City, SD 57702
(605) 209-2809 granitebank.com
Hannah Beachem - Granite Mortgage
219 Founders Park Dr Suite 3, Rapid City, SD 57702
(605) 209-2809 granitebank.com
Luke Dye
909 St Joseph St Seventh Floor, Rapid City, SD 57701
(605) 430-5613 cmghomeloans.com
Amber Matt - Mortgage Loan Officer
902 Main St, Rapid City, SD 57701
(605) 939-5911
Tanner Oman
909 St Joseph St Seventh Floor, Rapid City, SD 57701
(605) 219-8052 cmgfi.com
Angelia Dale - Gateway Mortgage
343 Quincy St Unit 102, Rapid City, SD 57701
(605) 646-2024 gatewayfirst.com
Josh Campbell
Seventh Floor, 909 St Joseph St, Rapid City, SD 57701
(605) 800-4111 cmghomeloans.com
USA Mortgage | Laci Sosa
550 N 5th St Ste 314, Rapid City, SD 57701
(605) 690-9005 southdakotahomeloans.com
Omni Home Financing
1508 Mt Rushmore Rd, Rapid City, SD 57701
(605) 391-8777 omnihomefinancing.com
Heritage Home Lending, LLC
1219 St Joseph St Suite 200, Rapid City, SD 57701
(605) 340-1339 heritagehomelendingsd.com
Spencer Gossel
909 St Joseph St Seventh Floor, Rapid City, SD 57701
(605) 219-8061 cmgfi.com
Unify Home Lending Inc.
2101 Mt Rushmore Rd #300, Rapid City, SD 57701
(605) 646-2800 myunify.com
Rapid Mortgage LLC - Mark Abrams
2050 W Main St Suite 1, Rapid City, SD 57702
(605) 391-3895 mark-abrams.com
Clay Schwahn - Granite Mortgage
219 Founders Park Dr Suite 3, Rapid City, SD 57701
(605) 391-7172
Amber Rasmussen
909 St Joseph St 7th Floor, Rapid City, SD 57701
(605) 209-5003 cmghomeloans.com
Rapid Mortgage, LLC - Jake Killinger - Mortgage Broker - NMLS#2094911
1211 Mt Rushmore Rd, Rapid City, SD 57701
(217) 725-3682 loanswithjake.com
Rapid Mortgage, LLC - Samantha McCully, Mortgage Broker NMLS#528830
2050 W Main St Suite 1, Rapid City, SD 57702
(605) 430-2960 samanthamccully.com
Gateway Mortgage
343 Quincy St Unit 102, Rapid City, SD 57701
(605) 646-2016 gatewayfirst.com

What Does a Mortgage Broker in Rapid City Cost?

Mortgage broker fees in South Dakota typically range from 1% to 3% of the loan amount. For a $300,000 home, this could be $3,000 to $9,000. Some brokers charge a flat fee instead of a percentage. Costs vary based on the loan type and lender. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a mortgage broker need in South Dakota?
A mortgage broker in South Dakota must hold a valid license through the Nationwide Multistate Licensing System. The South Dakota Division of Banking oversees this licensing process.
How do I choose a mortgage broker in Rapid City?
Look for a broker with experience in the Rapid City market and check their license status on the NMLS website. Ask about their fees and the lenders they work with to find the best loan for your needs.
What documents do I need to apply for a mortgage in South Dakota?
You will need proof of income, tax returns, bank statements, and identification. South Dakota does not have a state income tax, so your tax documents may differ from other states.

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