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Find Mortgage Lenders in Pinetop, AZ

Directory of mortgage lenders in Pinetop, Arizona. Verify credentials with the state state mortgage licensing authority before hiring.

5 agents listed
Updated June 2026
Pinetop, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Arizona before hiring.
Showing 5 mortgage lenders in Pinetop, AZ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Deb Gaustad Motto Mortgage Limitless
1425 E White Mountain Blvd, Pinetop, AZ 85935
(928) 221-1676 mottomortgage.com
Motto Mortgage Limitless
1425 E White Mountain Blvd, Pinetop, AZ 85935
(928) 364-2121 mottomortgage.com
White Mountain Mortgage powered by Nexa Mortgage
2482 E White Mountain Blvd, Pinetop, AZ 85935
(928) 242-6989 rosenthalmortgages.com
Rachael Watson Motto Mortgage Limitless
1425 E White Mountain Blvd, Pinetop, AZ 85935
(480) 297-2456 mottomortgage.com
PNC Mortgage
781 E White Mountain Blvd, Pinetop, AZ 85935
(928) 367-4177 pnc.com

Mortgage lenders in Pinetop Arizona help home buyers and refinancing homeowners secure loans for properties in the White Mountains. Arizona law requires lenders to be licensed through the Arizona Department of Financial Institutions. Local lenders understand the unique aspects of Pinetop real estate including cabin and vacation home financing.

What Does a Mortgage Lender in Pinetop Cost?

Typical costs for a mortgage lender in Arizona include an origination fee of 0.5 to 1.0 percent of the loan amount. Appraisal fees range from 500 to 700 dollars. Title insurance and escrow fees add 1500 to 3000 dollars depending on the property value. Arizona does not cap these fees. Costs vary by lender and loan type. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license do mortgage lenders need in Arizona?
Mortgage lenders in Arizona must hold a valid license from the Arizona Department of Financial Institutions. They also register with the Nationwide Multistate Licensing System. You can verify a lender license on the NMLS website.
Are there specific rules for second homes in Pinetop?
Yes. Arizona law does not have special rules for second homes but lenders may require higher down payments for vacation properties. Pinetop has many cabins used as second homes so ask lenders about their specific requirements for non primary residences.