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Looking for a mortgage lender in Prescott? Review the directory below to compare your options.
17 agents listed
Updated May 2026
Prescott, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Arizona before hiring.
Showing 17 mortgage lenders in Prescott, AZ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Danell Riggs
325 W Gurley St #102, Prescott, AZ 86301
9284580507
Homeowners Financial Group
125 E Gurley St Suite 150, Prescott, AZ 86301
9282371886
Greg Riordan - Legacy Mutual Mortgage
325 W Gurley St #102, Prescott, AZ 86301
9284275156
Guild Mortgage - Sandra Collette
120 N Marina St Suite A, Prescott, AZ 86301
9289104153
Mill Mortgage LLC dba Bonelli Financial Group
3605 Crossings Dr suite a, Prescott, AZ 86305
4804261636
PrimeLending, a PlainsCapital Company - Prescott
122 N Cortez St Suite 308, Prescott, AZ 86301
9286153295
Guild Mortgage - Travis Smart
120 N Marina St Suite A, Prescott, AZ 86301
9282207673
Laurie Lawton Scott At Nations Lending - NMLS:203321
140 N Montezuma St Ste 103, Prescott, AZ 86301
6023292950
Smart Mortgage
1701 Emerald Dr suite d, Prescott, AZ 86301
9284459499
Guild Mortgage Company
120 N Marina St Suite A, Prescott, AZ 86301
9288005670
Fairway Prescott Team - Fairway Independent Mortgage Corporation
2971 Willow Creek Rd #2, Prescott, AZ 86301
9285150344
American Pacific Mortgage
1745 Rustic Timbers Ln Ste. G1, Prescott, AZ 86303
Mortgage lenders in Prescott Arizona help home buyers and homeowners secure financing for property purchases and refinancing. Arizona law requires all mortgage loan originators to be licensed through the Arizona Department of Insurance and Financial Institutions. Local lenders understand the Prescott real estate market and can guide you through the loan process from pre-approval to closing.
What Does a Mortgage Lender in Prescott Cost?
Typical costs for a mortgage lender in Arizona include an origination fee of 0.5% to 1% of the loan amount appraisal fees from $400 to $700 and title insurance costs around $1,500 to $2,500. Closing costs in Prescott usually range from 2% to 5% of the purchase price. These costs vary based on loan type property value and lender policies. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Prescott Arizona?
You typically need recent pay stubs W-2 forms tax returns bank statements and a valid ID. Arizona lenders also require a credit check and proof of assets. Self-employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in Arizona?
The mortgage process in Arizona usually takes 30 to 45 days from application to closing. Arizona law does not set a specific timeline but lenders must provide a Loan Estimate within three business days of your application. Delays can occur due to appraisal or title issues.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Arizona.