Mortgage Lenders in Tempe, AZ
Looking for a mortgage lender in Tempe? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Arizona before hiring.
Showing 20 mortgage lenders in Tempe, AZ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Lender in Tempe Cost?
Typical costs for a mortgage lender in Arizona include an origination fee of 0.5 to 1 percent of the loan amount. Appraisal fees range from 400 to 700 dollars and title insurance costs about 1,500 to 2,500 dollars. Closing costs in Maricopa County average 2 to 5 percent of the purchase price. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Tempe Arizona?
You typically need recent pay stubs W-2 forms tax returns bank statements and a valid ID. Arizona lenders also require a credit check and proof of assets. Self-employed borrowers may need additional profit and loss statements.
How long does it take to close on a home loan in Arizona?
The average mortgage closing in Arizona takes 30 to 45 days. This timeline can vary based on loan type appraisal scheduling and under review. Arizona law does not set a specific closing deadline but lenders must provide a Loan Estimate within three business days of application.
Are there first time home buyer programs in Tempe Arizona?
Yes Arizona offers the Home Plus program through the Arizona Industrial Development Authority. This provides down payment assistance up to 5 percent of the loan amount for qualifying buyers. Tempe also has local housing authority resources for eligible residents.