Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 3 mortgage lenders in Atlantic Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kelsey Clowers at Prosperity Home Mortgage - Atlantic Beach
375 Atlantic Blvd #1, Atlantic Beach, FL 32233
9046164074
Truist Home Mortgage
363 Atlantic Blvd Suite 16, Atlantic Beach, FL 32233
9042413484
Terry Condon - Truist Mortgage Loan Officer
363 Atlantic Blvd, Atlantic Beach, FL 32233
9048742328
What Does a Mortgage Lender in Atlantic Beach Cost?
Typical costs for a mortgage in Florida include an origination fee of 0.5% to 1% of the loan amount. Appraisal fees range from $400 to $700. Title insurance and closing costs can total 2% to 5% of the purchase price. Florida also charges documentary stamp taxes on mortgages at a rate of 35 cents per $100 of the loan amount. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Atlantic Beach Florida?
You typically need pay stubs tax returns bank statements and a photo ID. Florida lenders also require proof of homeowners insurance and a property appraisal. Specific documents may vary by lender and loan type.
How long does it take to close on a mortgage in Florida?
The average mortgage closing in Florida takes 30 to 45 days. This timeline can vary based on loan complexity and lender processing. Florida law requires a three day rescission period for refinances.
What are the current mortgage rates in Atlantic Beach Florida?
Mortgage rates change daily based on market conditions and your credit profile. Contact local lenders for current rate quotes. Florida does not set specific mortgage rates as they are determined by national markets.