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Find Mortgage Lenders Near You in Covington, GA

Browse mortgage lenders serving Covington, Georgia. Contact information and addresses listed below.

14 agents listed
Updated June 2026
Covington, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Georgia before hiring.
Showing 14 mortgage lenders in Covington, GA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kinsmith Finance
3818 Salem Rd, Covington, GA 30016
(678) 729-6700 kinsmithloans.com
World Finance
3138 U.S.278 NW Suite B, Covington, GA 30014
(770) 786-2472 loansbyworld.com
Trinity Mortgage & Financial Group, LLC
1111 Reynolds St SW, Covington, GA 30014
(770) 788-9921 trinitymortgage.org
1st Franklin Financial
6163 US-278, Covington, GA 30014
(770) 787-3325 1ffc.com
Element Home Loans a division of NFM Inc.
1108 Clark St SW, Covington, GA 30014
(855) 353-6368 ellismortgageteam.com
Credit Central
3183 Elm St NE, Covington, GA 30014
(770) 786-4064 creditcentralllc.com
Heights Finance
5131 U.S.278 NW, Covington, GA 30014
(770) 787-5320 heightsfinance.com
Sunset Finance of Covington
6263 US-278, Covington, GA 30014
(770) 787-8847 sunsetfinance.net
OneMain Financial
11170 GA-142, Covington, GA 30014
(770) 786-3473 onemainfinancial.com
Integrity Lending Services, Inc
7211 Hwy 278 NE, Covington, GA 30014
(770) 524-2189 integritylending.net
AMG Finance
9140 US-278, Covington, GA 30014
(770) 787-4211 amgloan.com
Corporate - Lendmark Financial Services LLC
2118 Usher St NW, Covington, GA 30014
(866) 413-8340 lendmarkfinancial.com
Gateway Mortgage
165 Trelawney Cir, Covington, GA 30016
(678) 625-0375
Fairway Independent Mortgage
1112 Elm St SE, Covington, GA 30014
(770) 378-6350 fairwayindependentmc.com

Mortgage lenders in Covington, Georgia help homebuyers and homeowners secure financing for property purchases and refinancing. Georgia law requires lenders to be licensed through the Georgia Department of Banking and Finance. Working with a local lender can provide insight into Newton County property values and closing procedures.

What Does a Mortgage Lender in Covington Cost?

Typical costs for a mortgage lender in Georgia include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and a credit report fee of 30 to 50 dollars. Closing costs in Georgia generally range from 2 to 5 percent of the purchase price. These costs vary by lender, loan type, and property location. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Covington?
You typically need pay stubs, tax returns, bank statements, and a valid ID. Georgia lenders also require a credit report and proof of assets. Self-employed borrowers may need additional business documents.
How long does it take to close on a home loan in Georgia?
A standard mortgage closing in Georgia takes 30 to 45 days from application to closing. Delays can occur due to appraisal scheduling or title issues. Georgia law requires a three-day right of rescission for refinances.

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