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Mortgage Lenders in Dacula, GA

Directory of mortgage lenders in Dacula, Georgia. Verify credentials with the state state mortgage licensing authority before hiring.

6 agents listed
Updated June 2026
Dacula, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Georgia before hiring.
Showing 6 mortgage lenders in Dacula, GA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Coastal Mortgage Services, Inc.
2651 Spring St, Dacula, GA 30019
(770) 676-9887 coastalmortgageservices.us
Chase Home Lending
535 Dacula Rd, Dacula, GA 30019
(678) 360-5988 homelendingadvisor.chase.com
Will Messer -- Fairway Independent Mortgage Co.
3407 Parkside View Blvd, Dacula, GA 30019
(770) 714-1075 fairwayindependentmc.com
Will Joseph Messer | Fairway Independent Mortgage Corporation Loan Officer
Dacula, GA 30019
(770) 714-1075 will-fairway.com
PNC Mortgage
3350 Braselton Hwy, Dacula, GA 30019
(678) 889-4100 pnc.com
Your Best Interest
381 Harbins Rd, Dacula, GA 30019
(770) 310-3386 ybilending.com

Mortgage lenders in Dacula Georgia help home buyers and homeowners secure financing for residential properties. Georgia law requires lenders to provide a Loan Estimate within three business days of application. Local lenders are familiar with Gwinnett County property values and the Georgia Housing and Finance Authority programs for first time buyers.

What Does a Mortgage Lender in Dacula Cost?

Typical costs for a mortgage in Georgia include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costing 1,500 to 3,000 dollars. Closing costs in Georgia generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Dacula Georgia?
You typically need pay stubs, W-2 forms, tax returns, bank statements, and a valid photo ID. Georgia lenders also require a property appraisal and title search before closing.
How long does the mortgage process take in Georgia?
The process usually takes 30 to 45 days from application to closing. Georgia law requires a three day right of rescission for most purchase loans after signing.
Are there special mortgage programs for Georgia home buyers?
Yes, the Georgia Housing and Finance Authority offers down payment assistance and low interest loans for qualified buyers. Local lenders in Dacula can help you apply for these programs.

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