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Mortgage Lenders in Decatur, GA

Browse mortgage lenders serving Decatur, Georgia. Contact information and addresses listed below.

14 agents listed
Updated June 2026
Decatur, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Georgia before hiring.
Showing 14 mortgage lenders in Decatur, GA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
4108 Covington Hwy Suites 200, 300, & 400, Decatur, GA 30032
(404) 288-6669 loansbyworld.com
Kinsmith Finance
2829 E College Ave, Decatur, GA 30030
(404) 292-0203 kinsmithloans.com
MooreTeam Mortgage Professionals at Fairway Home Mortgage
104 B & C, Sycamore Pl, Decatur, GA 30030
(404) 373-3411 mooreteam.biz
OneMain Financial
3910 N Druid Hills Rd, Decatur, GA 30033
(404) 633-3110 onemainfinancial.com
Fairway Independent Mortgage Corporation
104 Sycamore Pl Suites B&C, Decatur, GA 30030
(404) 373-3411 fairwayindependentmc.com
Element Home Loans, a Division of NFM Lending
305 E College Ave, Decatur, GA 30030
(770) 604-6029 elementhl.com
Kim Pounders & Team | Fairway Independent Mortgage Corporation Loan Officer
104 Sycamore Pl Unit B & C, Decatur, GA 30030
(404) 877-2727 mobile.fairwaynow.com
Scarlett Tassone | SouthState Mortgage
150 E Ponce de Leon Ave Suite 120, Decatur, GA 30030
(404) 483-4285 southstatebank.com
Sheryl Crawford - Diamond Residential Mortgage Corporation
4319 Covington Hwy Suite 317, Decatur, GA 30035
(404) 288-5585 diamondresidential.com
Our Mortgage Team/Credit Union Financial Services
2476 Lawrenceville Hwy Ste 101, Decatur, GA 30033
(800) 503-6855 ourmortgageteam.org
Jason Conn-U.S. Bank Mortgage
U.S. Bank area served, Decatur, GA 30033
(404) 267-7783 mortgage.usbank.com
Diamond Residential Mortgage Corporation
4319 Covington Hwy Suite 317, Decatur, GA 30035
(404) 288-5585 diamondresidential.com
Chase Mortgage
2861 N Decatur Rd, Decatur, GA 30033
(404) 292-1566 chase.com
Southeast Mortgage
321 W Hill St Suite 3A, Decatur, GA 30030
(770) 279-0222 southeastmortgage.com

Mortgage lenders in Decatur Georgia help home buyers and homeowners secure financing for home purchases and refinancing. Georgia law requires lenders to be licensed through the Georgia Department of Banking and Finance. Decatur offers a mix of historic homes and new construction which may affect loan options and appraisal requirements.

What Does a Mortgage Lender in Decatur Cost?

Typical costs for a mortgage lender in Georgia include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs in Georgia generally range from 2 to 5 percent of the purchase price. These costs vary by loan type, lender, and property location. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Decatur Georgia?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. Georgia lenders may also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in Georgia?
The average mortgage process in Georgia takes 30 to 45 days from application to closing. Georgia law requires a three day rescission period for refinances after closing documents are signed.
Are there special mortgage programs for first time home buyers in Decatur?
Yes. The Georgia Dream program offers down payment assistance for eligible first time buyers. Decatur also has local programs through the city and DeKalb County for moderate income households.

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