Find Mortgage Lenders Near You in Hiram, GA
Directory of mortgage lenders in Hiram, Georgia. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Georgia before hiring.
Showing 15 mortgage lenders in Hiram, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Lender in Hiram Cost?
Typical costs for a mortgage lender in Georgia include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Hiram?
You typically need pay stubs, tax returns, bank statements, and a government issued ID. Georgia lenders also require a property appraisal and title search.
How long does the mortgage process take in Georgia?
The process usually takes 30 to 45 days from application to closing. Georgia law requires a three day right of rescission for refinances on primary residences.
What is the minimum down payment for a home in Hiram?
Minimum down payments vary by loan type. Conventional loans may require 3 percent down, while FHA loans allow 3.5 percent down. VA and USDA loans may offer zero down payment options.