Compare Mortgage Lenders in Lithonia, GA
Compare mortgage lenders in Lithonia. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Georgia before hiring.
Showing 4 mortgage lenders in Lithonia, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Lender in Lithonia Cost?
Typical costs for a mortgage lender in Georgia include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance from 500 to 1,500 dollars. Closing costs in Lithonia usually range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Lithonia?
You typically need pay stubs, tax returns, bank statements, and a government ID. Georgia lenders also require a property appraisal and title search. Gather these documents early to speed up the process.
How long does it take to close on a mortgage in Georgia?
A typical mortgage closing in Georgia takes 30 to 45 days from application. Georgia law requires a three-day right of rescission for refinances. Delays can happen if documents are incomplete.
What credit score is needed for a mortgage in Lithonia?
Conventional loans often require a minimum credit score of 620. FHA loans may accept scores as low as 580. Georgia lenders review your full financial profile, not just the score.