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Compare Mortgage Lenders in Carmel, IN

Directory of mortgage lenders in Carmel, Indiana. Verify credentials with the state state mortgage licensing authority before hiring.

19 agents listed
Updated June 2026
Carmel, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Indiana before hiring.
Showing 19 mortgage lenders in Carmel, IN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Total Quality Lending
630 W Carmel Dr #160, Carmel, IN 46032
(800) 304-1925 totalqualitylending.com
Chad Fallis at CrossCountry Mortgage
645 W Carmel Dr Suite 170, Carmel, IN 46032
(317) 819-3935 chadfallis.com
Lennar Mortgage, LLC Indiana
11555 N Meridian St Suite 210, Carmel, IN 46032
(317) 643-4649 lennarmortgage.com
Powell Home Mortgage
601 E Greyhound Pass, Carmel, IN 46032
(317) 863-8226 powellhomemtg.com
Mack Howell - First Community Mortgage - NMLS ID 362121
600 E Carmel Dr #124, Carmel, IN 46032
(317) 372-3653 mackhowellmortgage.com
Mark Kuchik at CrossCountry Mortgage
645 W Carmel Dr Suite 170, Carmel, IN 46032
(317) 819-3910 teamkuchik.com
Ruoff Mortgage - Carmel
11711 N Meridian St #130, Carmel, IN 46032
(317) 853-2670 ruoff.com
Chris Cannon, Ruoff Mortgage
11711 N Meridian St #130, Carmel, IN 46032
(812) 219-4324 ruoff.com
Advisors Mortgage Group - Carmel, IN - South
600 E Carmel Dr SUITE 272, Carmel, IN 46032
(317) 497-3933 mmohr.advisorsmortgage.com
Mid America Mortgage, Inc.
12900 N Meridian St #100, Carmel, IN 46032
(317) 324-0191 ext. 1108 reinoehlgroup.com
Verified Mortgage
38 W Main St Suite 119, Carmel, IN 46032
(317) 650-8547 verifiedmortgage.com
Duffy Mullen - Leader One Financial
15 E Main St Ste 300, Carmel, IN 46032
(317) 753-0127 duffymullen.com
Advisors Mortgage Group - Carmel, IN
811 W Main St Suite 210, Carmel, IN 46032
(463) 223-9592 hardworkingmortgageguy.com
Justin Jones Mortgage Team - Indiana's Preferred Hometown Lender
11711 N Meridian St #130, Carmel, IN 46032
(317) 650-4749 ruoff.com
Brokered Rate Mortgage Corp.
408 W Main St, Carmel, IN 46032
(317) 660-5780 brokeredratemortgage.com
First Community Mortgage - Carmel, IN
600 E Carmel Dr #124, Carmel, IN 46032
(800) 464-8626 firstcommunitymortgage.com
Atlantic Mortgage Inc.
865 W Carmel Dr #112, Carmel, IN 46032
(317) 580-4900 atlanticmortgageinc.com
CrossCountry Mortgage, LLC
645 W Carmel Dr Suite 170, Carmel, IN 46032
(317) 846-1250 mycrosscountryhome.com
Optimum Mortgage Company, LLC
550 Congressional Blvd Suite 350, Carmel, IN 46032
(317) 689-8242 optimamtg.com

Mortgage lenders in Carmel Indiana help homebuyers secure financing for residential properties. Indiana law requires lenders to be licensed through the Indiana Department of Financial Institutions. Local lenders understand the Carmel real estate market and can guide you through the loan process.

What Does a Mortgage Lender in Carmel Cost?

Typical costs for a mortgage lender in Indiana include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance around 500 to 800 dollars. Closing costs in Indiana generally range from 2 to 5 percent of the purchase price. These are general estimates and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage loan in Carmel Indiana?
You typically need pay stubs, tax returns, bank statements, and photo ID. Indiana lenders may also require proof of homeowners insurance before closing.
How long does mortgage approval take in Indiana?
The process usually takes 30 to 45 days from application to closing. Indiana law allows a three business day rescission period for refinances under federal truth in lending rules.
Are there first time home buyer programs in Indiana?
Yes, the Indiana Housing and Community Development Authority offers down payment assistance. These programs have income limits and require a homebuyer education course.

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