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Compare Mortgage Lenders in Florence, KY

Directory of mortgage lenders in Florence, Kentucky. Verify credentials with the state state mortgage licensing authority before hiring.

20 agents listed
Updated June 2026
Florence, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Kentucky before hiring.
Showing 20 mortgage lenders in Florence, KY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Eagle Finance
7791 Dixie Hwy Suite B, Florence, KY 41042
(859) 525-9725 eagle.com
Mariner Finance
4971 Houston Rd, Florence, KY 41042
(859) 282-1145 locations.marinerfinance.com
World Finance
1035 Vandercar Way Suite 600, Florence, KY 41042
(859) 918-5007 loansbyworld.com
Brad Hamblen at Citywide (NMLS #52831)
6900 Houston Rd STE 25, Florence, KY 41042
(859) 466-7230 bradhomeloans.com
Union Home Mortgage- Florence
7000 Houston Rd STE 39, Florence, KY 41042
(859) 534-1901
Tim Eickhoff, Branch Manager, NMLS 57427
7000 Houston Rd Building 300, Suite 29, Florence, KY 41042
(859) 393-3953 stockton.com
Stockton Mortgage Florence, KY | NMLS# 8259
4895 Houston Rd, Florence, KY 41042
(859) 344-4300 stockton.com
Sophy Kdep - Prosperity Home Mortgage
60 Cavalier Blvd, Florence, KY 41042
(859) 816-5626 sophykdep.phmloans.com
Entrust Mortgage, LLC
11 Spiral Dr # 18, Florence, KY 41042
(859) 795-1846 entrustmtg.com
Seth Freppon, Mortgage Banker, NMLS #2121490
4895 Houston Rd # 101, Florence, KY 41042
(859) 640-5460 stockton.com
OneMain Financial
7118 Turfway Rd, Florence, KY 41042
(859) 371-3300 onemainfinancial.com
Rob Trump at American Mortgage
6900 Houston Rd STE 25, Florence, KY 41042
(859) 349-0694 robtrump.com
Thrive Mortgage - Florence KY
7000 Houston Rd STE 29, Florence, KY 41042
(859) 525-6745
Polaris Home Funding Corporation
7000 Houston Rd STE 31, Florence, KY 41042
(859) 525-1700 houseloan24.com
Union Home Mortgage
7724 US-42, Florence, KY 41042
(859) 201-3556
Innovative Home Loans
7000 Houston Rd, Florence, KY 41042
(859) 240-1231 marccollins.biz
Jeannie Chaney-U.S. Bank Mortgage
8461 US-42, Florence, KY 41042
(859) 746-6069 mortgage.usbank.com
U.S. Bank: Sonya Williams
8461 US-42, Florence, KY 41042
(859) 746-6016 mortgage.usbank.com
US Bank Mortgage
8461 US-42, Florence, KY 41042
(800) 872-2657 usbank.com
Chase Home Lending
8480 US-42, Florence, KY 41042
(859) 371-7623 homelendingadvisor.chase.com

Mortgage lenders in Florence, Kentucky help home buyers and homeowners secure financing for residential properties. Kentucky law requires lenders to follow specific disclosure rules under the Kentucky Consumer Protection Act. Local lenders can guide you through the process of pre-approval and closing.

What Does a Mortgage Lender in Florence Cost?

Typical costs for a mortgage lender in Kentucky include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 600 dollars, and title insurance of 500 to 1,000 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage in Florence Kentucky?
You typically need pay stubs, tax returns, bank statements, and photo ID. Kentucky lenders may also require proof of homeowners insurance before closing.
How long does a mortgage closing take in Kentucky?
A typical mortgage closing in Kentucky takes 30 to 45 days from application. Kentucky law does not set a specific time limit, but lenders often aim for this window.
Are there Kentucky specific mortgage programs available?
Yes, the Kentucky Housing Corporation offers programs for first time home buyers and low income borrowers. These programs may include down payment assistance and lower interest rates.