Find Mortgage Lenders Near You in Bangor, ME
Directory of mortgage lenders in Bangor, Maine. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Maine before hiring.
Showing 19 mortgage lenders in Bangor, ME
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage lenders in Bangor Maine help homebuyers secure financing for residential properties. Maine law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders understand the Bangor real estate market and can guide you through Maine specific programs like the MaineHousing first time home buyer loan.
What Does a Mortgage Lender in Bangor Cost?
Typical costs for a mortgage lender in Maine include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs in Maine generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Bangor Maine?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and photo ID. Maine lenders also require proof of homeowners insurance before closing.
How long does it take to close on a mortgage in Maine?
The average mortgage closing in Maine takes 30 to 45 days. Maine law allows a three day right of rescission for refinances, which can extend the timeline.
Are there first time home buyer programs in Maine?
Yes, MaineHousing offers the First Home Loan program with low fixed rates and down payment assistance. This program is available to qualified buyers in Bangor and throughout Maine.