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Looking for a mortgage lender in Ellicott City? Review the directory below to compare your options.
14 agents listed
Updated June 2026
Ellicott City, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Maryland before hiring.
Showing 14 mortgage lenders in Ellicott City, MD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage lenders in Ellicott City Maryland help home buyers and homeowners secure financing for residential properties. Maryland law requires lenders to be licensed through the Nationwide Multistate Licensing System. Borrowers in Ellicott City can access conventional loans FHA loans and VA loans through local lenders.
What Does a Mortgage Lender in Ellicott City Cost?
Typical mortgage lender costs in Maryland include an origination fee of 0.5 percent to 1 percent of the loan amount. Appraisal fees range from 400 to 700 dollars. Title insurance and settlement fees add 1,500 to 3,000 dollars. Closing costs generally total 2 percent to 5 percent of the home price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Ellicott City?
You need proof of income tax returns bank statements and a valid ID. Maryland lenders also require a credit report and property appraisal. Self employed borrowers may need additional business documents.
How long does the mortgage process take in Maryland?
The typical mortgage process in Maryland takes 30 to 45 days from application to closing. Maryland law requires a three day right of rescission for refinances. Delays can occur if appraisal or title work takes longer.
Are there special mortgage programs for Maryland first time buyers?
Yes the Maryland Department of Housing and Community Development offers the Maryland Mortgage Program. This program provides down payment assistance and competitive rates for first time buyers. Eligibility depends on income and purchase price limits.
Get matched with agents in Ellicott City who handle your type of case.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Maryland.