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Find Mortgage Lenders in La Plata, MD

Directory of mortgage lenders in La Plata, Maryland. Verify credentials with the state state mortgage licensing authority before hiring.

13 agents listed
Updated June 2026
La Plata, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Maryland before hiring.
Showing 13 mortgage lenders in La Plata, MD Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
226 Rosewick Rd, La Plata, MD 20646
(301) 392-5245 onemainfinancial.com
Embrace Home Loans - La Plata, MD
107 Centennial St Ste 100C, La Plata, MD 20646
(443) 769-1075 embracehomeloans.com
PNC Bank
6315 Crain Hwy, La Plata, MD 20646
(301) 392-5401 locator.pnc.com
Fairway Independent Mortgage Corporation - La Plata, MD
9375 Chesapeake St Suite 203, La Plata, MD 20646
(240) 682-1050 buywithfairway.com
LINKBANK La Plata Client Solutions Center
115 Charles St, La Plata, MD 20646
(240) 776-6204 linkbank.com
Erin Johnson, Branch Sales Manager First Home Mortgage
102 Centennial St Suite 101, La Plata, MD 20646
(301) 818-0648 erindoesloans.com
Lendmark Financial Services LLC
30A Shining Willow Way, La Plata, MD 20646
(240) 776-5711 lendmarkfinancial.com
Buyers Title Inc
6360 Crain Hwy, La Plata, MD 20646
(301) 934-8080 buyerstitleinc.com
Truist
6640 Crain Hwy, La Plata, MD 20646
(301) 934-4811 truist.com
WesBanco Bank
101 Charles St # 102, La Plata, MD 20646
(301) 934-3503 wesbanco.com
CMG Home Loans
115 La Grange Ave, La Plata, MD 20646
(301) 843-5646 cmghomeloans.com
PNC Mortgage
6315 Crain Hwy, La Plata, MD 20646
(301) 392-5401 pnc.com
First Home Mortgage - La Plata
102 Centennial St Suite 101, La Plata, MD 20646
(240) 349-2407 firsthome.com

Mortgage lenders in La Plata, Maryland help homebuyers and homeowners secure financing for purchases and refinancing. Maryland law requires lenders to be licensed through the Nationwide Multistate Licensing System. Local lenders understand the specific property values and market conditions in Charles County.

What Does a Mortgage Lender in La Plata Cost?

Typical costs for a mortgage lender in Maryland include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1500 dollars. Additional costs may include credit report fees, recording fees, and prepaid property taxes. These amounts vary by loan type, property value, and lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license do mortgage lenders need in Maryland?
Mortgage lenders in Maryland must hold a license from the Maryland Commissioner of Financial Regulation. They must register through the Nationwide Multistate Licensing System and meet state education and bonding requirements.
How long does a mortgage pre-approval last in La Plata?
A mortgage pre-approval typically lasts 60 to 90 days in Maryland. Lenders may require updated financial documents if the pre-approval expires before you close on a home.
What is the average closing cost for a home loan in La Plata?
Closing costs in Maryland usually range from 2 to 5 percent of the loan amount. For a 350000 dollar home in La Plata, you might pay between 7000 and 17500 dollars in fees and prepaid items.

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