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Find Mortgage Lenders in Ocean City, MD

Browse mortgage lenders serving Ocean City, Maryland. Contact information and addresses listed below.

3 agents listed
Updated June 2026
Ocean City, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Maryland before hiring.
Showing 3 mortgage lenders in Ocean City, MD Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Embrace Home Loans - Ocean City, MD
8008 Coastal Hwy Suite 2, Ocean City, MD 21842
(443) 664-9000 embracehomeloans.com
Direct Mortgage Loans - Ocean City
7408 Coastal Hwy, Ocean City, MD 21842
(443) 798-2759 directmortgageloans.com
Direct Mortgage Loans: Tom Ford
7408 Coastal Hwy, Ocean City, MD 21842
(301) 906-4067 directmortgageloans.com

Mortgage lenders in Ocean City Maryland help homebuyers and homeowners secure financing for residential properties. Maryland law requires lenders to be licensed through the Nationwide Multistate Licensing System. Local lenders understand the unique coastal market including condominiums and second homes near the beach.

What Does a Mortgage Lender in Ocean City Cost?

Typical costs for a mortgage lender in Maryland include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $800 to $1,500. Closing costs generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Ocean City?
You will need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. Self-employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in Maryland?
The typical mortgage process in Maryland takes 30 to 45 days from application to closing. Maryland law requires a three business day right of rescission for refinances.

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