Find Mortgage Lenders Near You in Fenton, MI
Looking for a mortgage lender in Fenton? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Michigan before hiring.
Showing 17 mortgage lenders in Fenton, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage lenders in Fenton Michigan help homebuyers and homeowners secure financing for residential properties. These lenders can originate conventional loans FHA loans VA loans and USDA loans. Michigan law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System and Registry (NMLS).
What Does a Mortgage Lender in Fenton Cost?
Typical costs for a mortgage lender in Michigan include an origination fee of 0.5 to 1.0 percent of the loan amount appraisal fees of 400 to 700 and title insurance costs of 500 to 1500. Closing costs in Michigan generally range from 2 to 5 percent of the purchase price. These figures are estimates and your actual costs will depend on your loan type lender and property. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Fenton Michigan?
You will typically need recent pay stubs W-2 forms tax returns bank statements and a valid photo ID. Self-employed borrowers may need additional profit and loss statements. The lender will also check your credit score and debt-to-income ratio.
How long does the mortgage process take in Michigan?
The mortgage process in Michigan usually takes 30 to 45 days from application to closing. This timeline can vary based on loan type appraisal scheduling and underwriting. Michigan law does not set a specific maximum time limit for mortgage processing.
Are there Michigan-specific down payment assistance programs for Fenton buyers?
Yes the Michigan State Housing Development Authority (MSHDA) offers down payment assistance programs for qualified first-time homebuyers. These programs can provide up to 10000 in assistance for eligible borrowers in Fenton. Additional local programs may be available through Genesee County.