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Find Mortgage Lenders Near You in Fraser, MI

Directory of mortgage lenders in Fraser, Michigan. Verify credentials with the state state mortgage licensing authority before hiring.

5 agents listed
Updated June 2026
Fraser, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Michigan before hiring.
Showing 5 mortgage lenders in Fraser, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
MiMutual Mortgage, Fraser MI
31485 Groesbeck Hwy suite c-1, Fraser, MI 48026
(586) 481-2488 mimutual.com
PNC Mortgage
32001 Groesbeck Hwy, Fraser, MI 48026
(586) 415-4430 pnc.com
Peggy's Pointer's
33105 Kelly Rd Ste. A, Fraser, MI 48026
(719) 747-3295 peggyspointers.com
John Adams Mortgage Co
34620 Utica Rd, Fraser, MI 48026
(586) 285-3414 johnadamsmortgage.com
Execamort Loan Amortization Plus
17150 15 Mile Rd, Fraser, MI 48026
(800) 858-8448 execamort.com

Mortgage lenders in Fraser Michigan help homebuyers and homeowners secure financing for property purchases and refinancing. Michigan law requires lenders to provide a detailed Loan Estimate within three business days of application. Local lenders understand the Fraser real estate market and can guide you through Michigan specific programs like the MSHDA down payment assistance.

What Does a Mortgage Lender in Fraser Cost?

Typical costs for a mortgage lender in Michigan include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees between 400 and 700 dollars, and title insurance which can cost 500 to 1500 dollars. Closing costs in Michigan average 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Fraser Michigan?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. Michigan lenders also require a property appraisal and title search before closing.
How long does a mortgage application take in Michigan?
The full process from application to closing usually takes 30 to 45 days in Michigan. This timeline includes underwriting, appraisal, and final approval steps.
What is the Michigan State Housing Development Authority program?
MSHDA offers down payment assistance and low interest loans for first time homebuyers in Michigan. Borrowers must complete a homebuyer education course and meet income limits.