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Find Mortgage Lenders Near You in Garden City, MI

Looking for a mortgage lender in Garden City? Review the directory below to compare your options.

6 agents listed
Updated June 2026
Garden City, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Michigan before hiring.
Showing 6 mortgage lenders in Garden City, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Garden City Pawn
32555 Ford Rd, Garden City, MI 48135
(734) 526-1169 gardencitypawn.com
Advance America
5914 Middlebelt Rd, Garden City, MI 48135
(734) 524-1321 advanceamerica.net
Check `n Go
2083 Middlebelt Rd, Garden City, MI 48135
(734) 762-7560 locations.checkngo.com
LoanMax Title Loans
32667 Ford Rd, Garden City, MI 48135
(734) 203-0320 loanmaxtitleloans.net
Edward D Sanders - Chase Home Lending Advisor - NMLS ID 33931
28925 Ford Rd, Garden City, MI 48135
(313) 778-3087 homelendingadvisor.chase.com
Chase Home Lending
28925 Ford Rd, Garden City, MI 48135
(313) 778-3087 homelendingadvisor.chase.com

Mortgage lenders in Garden City Michigan help home buyers and homeowners secure financing for property purchases and refinancing. Michigan law requires lenders to be licensed through the Michigan Department of Insurance and Financial Services. Local lenders understand the Garden City real estate market and can guide you through the loan process.

What Does a Mortgage Lender in Garden City Cost?

Typical mortgage lender costs in Michigan include an origination fee of 0.5 to 1.0 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs generally total 2 to 5 percent of the purchase price. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Garden City Michigan?
You typically need pay stubs, tax returns, bank statements, and photo identification. Michigan lenders also require proof of homeowners insurance before closing.
How long does the mortgage process take in Michigan?
The process usually takes 30 to 45 days from application to closing. Michigan law requires a three day rescission period for refinances after closing documents are signed.
What credit score is needed for a mortgage in Garden City?
Minimum credit scores vary by loan type. FHA loans may accept scores as low as 580, while conventional loans often require 620 or higher. Michigan lenders follow federal guidelines for credit requirements.