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Mortgage Lenders in Oxford, MI

Looking for a mortgage lender in Oxford? Review the directory below to compare your options.

7 agents listed
Updated June 2026
Oxford, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Michigan before hiring.
Showing 7 mortgage lenders in Oxford, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Brick Financial Group
90 S Washington St, Oxford, MI 48371
(248) 274-4748 brickfg.com
Community Insurance Center
932 S Lapeer Rd, Oxford, MI 48371
(248) 628-2505 communityinsurancecenter.com
Genisys Credit Union
120 S Washington St, Oxford, MI 48371
(248) 236-8135 genisyscu.org
Oxford Bank (Main Branch)
60 S Washington St, Oxford, MI 48371
(248) 572-2030 oxfordbank.com
Flagstar Bank
425 N Lapeer Rd, Oxford, MI 48371
(248) 969-2061 flagstar.com
Oxford Bank Operations Center
485 N Lapeer Rd POB 17, Oxford, MI 48371
(248) 628-2533 oxfordbank.com
Chase Home Lending
860 N Lapeer Rd, Oxford, MI 48371
(248) 628-3639 homelendingadvisor.chase.com

Mortgage lenders in Oxford Michigan help homebuyers and homeowners secure financing for property purchases and refinancing. Michigan law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders understand the Oxford real estate market and can guide you through the Michigan specific mortgage process.

What Does a Mortgage Lender in Oxford Cost?

Typical costs for a mortgage lender in Michigan include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costing $500 to $1,500. Closing costs generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Oxford Michigan?
You typically need pay stubs, W-2 forms, tax returns, bank statements, and identification. Michigan lenders also require a property appraisal and a title search to verify ownership.
How long does the mortgage process take in Michigan?
The mortgage process in Michigan usually takes 30 to 45 days from application to closing. Michigan law requires a three day rescission period after closing for refinances, but not for purchase loans.