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Looking for a mortgage lender in Royal Oak? Review the directory below to compare your options.
18 agents listed
Updated May 2026
Royal Oak, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 18 mortgage lenders in Royal Oak, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Clear2 Mortgage
219 S Main St Ste 111, Royal Oak, MI 48067
2489700040
Jason Bock - NMLS 713743, Branch Manager, First Community Mortgage
415 S West St #300, Royal Oak, MI 48067
2489787989
Mortgage City
1007 E 6th St, Royal Oak, MI 48067
2489308709
Guidance Residential LLC
418 N Main St Suite 221, Royal Oak, MI 48067
5866305655
Omega Lending Group
115 S Main St #300, Royal Oak, MI 48067
2485988000
HomePal
303 W 4th St, Royal Oak, MI 48067
2489284992
Atlas Property Lending
309 S Main St, Royal Oak, MI 48067
2487392140
Fortress Home Mortgage, Inc.
1336 S Main St, Royal Oak, MI 48067
2485429158
Best Life Mortgage LLC
928 E 11 Mile Rd, Royal Oak, MI 48067
5865312751
Drift Financial
209 W 6th St suite 200a, Royal Oak, MI 48067
8883385504
Myrina Mortgage Group LLC
1012 Cedar Hill Dr, Royal Oak, MI 48067
2489803604
Own Mortgage
916 S Main St Suite 200, Royal Oak, MI 48067
7347486953
Ross Mortgage Corporation
27862 Woodward Ave, Royal Oak, MI 48067
2485474700
Vet Loan Mortgage Service
230 Dewey St, Royal Oak, MI 48067
2482776060
Jason Kanaan - Clear2 Mortgage
219 S Main St, Royal Oak, MI 48067
2485792776
Moran Mortgage
Woodward Building, 25600 Woodward Ave #201, Royal Oak, MI 48067
8103056632
John Adams Mortgage Company
26236 Woodward Ave #0918, Royal Oak, MI 48067
2485481813
Asset Mutual Mortgage
25600 Woodward Ave Suite #200, Royal Oak, MI 48067
5863371233
Mortgage lenders in Royal Oak Michigan help home buyers and homeowners secure financing for property purchases and refinancing. Michigan law requires lenders to be licensed through the Nationwide Multistate Licensing System. Local lenders understand the Royal Oak real estate market and can guide you through the process of obtaining a conventional FHA or VA loan.
What Does a Mortgage Lender in Royal Oak Cost?
Typical costs for a mortgage in Michigan include an origination fee of 0.5 to 1 percent of the loan amount appraisal fees from 400 to 700 dollars and title insurance which can cost 500 to 1500 dollars. Closing costs in Royal Oak generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Royal Oak?
You typically need recent pay stubs tax returns bank statements and a valid photo ID. Michigan lenders also require proof of homeowners insurance before closing. The exact list may vary by lender and loan type.
How long does it take to close on a home loan in Michigan?
A standard mortgage closing in Michigan usually takes 30 to 45 days from application to final closing. Delays can occur if there are appraisal issues or title problems. Your lender will provide a timeline estimate at the start.
Are there any Michigan specific programs for first time home buyers?
Yes the Michigan State Housing Development Authority offers down payment assistance and low interest loans for eligible first time buyers in Royal Oak. These programs have income and purchase price limits. Contact a local lender to check your eligibility.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.