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Mortgage Lenders in Traverse City, MI

Directory of mortgage lenders in Traverse City, Michigan. Verify credentials with the state mortgage licensing authority before hiring.

20 agents listed
Updated May 2026
Traverse City, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 20 mortgage lenders in Traverse City, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
F5 Mortgage LLC
1283 Farmington Dr, Traverse City, MI 49696
2482784043
OneTrust Home Loans - Northern Michigan
697 Hannah Ave Ste C, Traverse City, MI 49686
2314865446
Treadstone Funding
310 W Front St # 207, Traverse City, MI 49684
2312835610
45 North Lending
236 1/2 E Front St Suite 2, Traverse City, MI 49684
2316491992
Versatile Mortgage L.L.C.
810 S Garfield Ave A, Traverse City, MI 49686
2319462202
Arch North at CrossCountry Mortgage
434 E Front St, Traverse City, MI 49686
2313464110
Shannon Mars - Union Home Mortgage - NMLS 2014314
12935 S W Bay Shore Dr #310, Traverse City, MI 49684
2313420391
Corey Phelps at Rate (NMLS #139344)
423 E Eighth St suite b, Traverse City, MI 49686
2313607283
The Reverse Mortgage Center LLC
Traverse City, MI 49686
2312180307
Marty Siklich - NMLS ID 137305
1212 Veterans Dr Ste 203, Traverse City, MI 49684
2319329486
Genisys Mortgage-Casie Summerfield
310 W Front St Suite 101G, Traverse City, MI 49684
2319442658
Genisys Mortgage Professionals
310 W Front St Suite 101G, Traverse City, MI 49684
2319442658
Todd Jarrold - OneTrust Home Loans Northern Michigan
697 Hannah Ave Ste C, Traverse City, MI 49686
5174909364
Union Home Mortgage
12935 S W Bay Shore Dr #310, Traverse City, MI 49684
2312520590
Union Home Mortgage
1396 Douglas Dr Ste 22a, Traverse City, MI 49696
6165816123
Adrian Meli Mortgage Lender
697 Hannah Ave, Traverse City, MI 49686
2313600354
Traverse City Mortgage
314 S Union St, Traverse City, MI 49684
2319339400
Rate
423 E Eighth St suite b, Traverse City, MI 49686
7739695639
Anna Courtade, Mortgage Loan Originator, LMCU, NMLS# 2152585
310 E Front St, Traverse City, MI 49684
2317148067
VA Home Loans Traverse City
404 Fifth St, Traverse City, MI 49684
2312272887

Traverse City Michigan has many mortgage lenders to help you buy a home or refinance. Michigan law requires lenders to provide a Good Faith Estimate of closing costs within three business days of your application. Local lenders in Traverse City understand the unique housing market in Grand Traverse County.

What Does a Mortgage Lender in Traverse City Cost?

Typical mortgage lender costs in Michigan include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs in Traverse City usually range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Traverse City?
You typically need pay stubs, tax returns, bank statements, and photo ID. Michigan lenders also require a property appraisal and proof of homeowners insurance.
How long does it take to close on a mortgage in Michigan?
The average mortgage closing in Michigan takes 30 to 45 days. This timeline can vary based on the lender and your specific loan type.
Are there first time home buyer programs in Michigan?
Yes, the Michigan State Housing Development Authority offers down payment assistance and low interest loans for qualified first time buyers. These programs have income limits and require a homebuyer education course.