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Compare Mortgage Lenders in Ocean Springs, MS

Compare mortgage lenders in Ocean Springs. Review contact information and insurance categorys before you decide.

15 agents listed
Updated May 2026
Ocean Springs, MS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Mississippi before hiring.
Showing 15 mortgage lenders in Ocean Springs, MS Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage Solutions Financial Ocean Springs
2112 Bienville Blvd STE P, Ocean Springs, MS 39564
2283827846
Paramount Residential Mortgage Group - PRMG Inc.
5709 Suntech Dr, Ocean Springs, MS 39564
2282560524
Delmar Mortgage Ocean Springs
2112 Bienville Blvd STE G, Ocean Springs, MS 39564
2282151365
Landon McCarty, Fairway Independent Mortgage
2112 Bienville Blvd Suite H3, Ocean Springs, MS 39564
2282351370
First Federal Savings & Loan
3905 Bienville Blvd, Ocean Springs, MS 39564
2288181226
Grace Russell
2130 Government St Unit B, Ocean Springs, MS 39564
3183120992
Magnolia Lending L.L.C.
2112 Bienville Blvd Ste H2, Ocean Springs, MS 39564
2288192090
Amy Brand Mortgage
1113 Ames Ave, Ocean Springs, MS 39564
2282001091
Alene Varnado, Highlands Residential Mortgage
515 Washington Ave, Ocean Springs, MS 39564
6014416019
Mississippi at AnnieMac Home Mortgage
2113 Government St I-2, C, Ocean Springs, MS 39564
2285472427
Home Mortgage Loan Finder
1419 Porter Ave, Ocean Springs, MS 39564
2283658690
Fairway Independent mortgage Corp
1212 Bienville Blvd H2, Ocean Springs, MS 39564
2286695581
Hancock Mortgage
2699 Bienville Blvd, Ocean Springs, MS 39564
2288726992
The Mortgage Connection
2112 Bienville Blvd K2, Ocean Springs, MS 39564
2288728350
fbtmortgage
6911 Washington Ave, Ocean Springs, MS 39564
2288721020

Mortgage lenders in Ocean Springs Mississippi help homebuyers and homeowners secure financing for residential properties. Mississippi law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local lenders understand the unique real estate market along the Gulf Coast and can guide you through conventional FHA and VA loan programs.

What Does a Mortgage Lender in Ocean Springs Cost?

Typical costs for a mortgage lender in Mississippi include an origination fee of 0.5 to 1.5 percent of the loan amount appraisal fees of 400 to 700 dollars and title insurance costs of 500 to 1500 dollars. Closing costs in Ocean Springs generally range from 2 to 5 percent of the purchase price. These are general estimates and your actual costs will depend on the lender loan amount and property. This information is for general purposes and is not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Ocean Springs Mississippi?
You typically need recent pay stubs W-2 forms tax returns bank statements and a valid photo ID. Mississippi lenders also require proof of homeowners insurance before closing.
How long does the mortgage process take in Mississippi?
The mortgage process in Mississippi usually takes 30 to 45 days from application to closing. This timeline can vary based on the loan type and your financial situation.
Are there first time home buyer programs in Ocean Springs Mississippi?
Yes the Mississippi Home Corporation offers down payment assistance and favorable loan terms for first time buyers. These programs have income limits and require completion of a homebuyer education course.