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Find Mortgage Lenders Near You in Ridgeland, MS

Browse mortgage lenders serving Ridgeland, Mississippi. Contact information and addresses listed below.

14 agents listed
Updated June 2026
Ridgeland, MS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Mississippi before hiring.
Showing 14 mortgage lenders in Ridgeland, MS Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ernie Turner
1076 Highland Colony Pkwy #150, Ridgeland, MS 39157
(601) 941-6276 ernieturner.com
Tower Loan
655 Lake Harbour Dr #700, Ridgeland, MS 39157
(601) 853-4184 towerloan.com
Academy Mortgage
573 US-51 Suite C, Ridgeland, MS 39157
(769) 230-1827 branches.guildmortgage.com
New American Funding - Luke Billman
1000 Highland Colony Pkwy Bldg 5000 ste 5203, Ofc 249, Ridgeland, MS 39157
(931) 346-1814 newamericanfunding.com
Affordable Lending Group, LLC
589 Northpark Dr D, Ridgeland, MS 39157
(601) 899-0115 affordablelendinggroup.com
NOLA Lending Group - Brian Lott
196 Charmant Pl #4, Ridgeland, MS 39157
(601) 214-0555 nolalending.com
My Lender Pro
589 Northpark Dr D, Ridgeland, MS 39157
(601) 213-7722
Residential Mortgage Corporation
571 US-51, Ridgeland, MS 39157
(601) 605-9979
Luminate Home Loans Central Mississippi
207 W Jackson St #200, Ridgeland, MS 39157
(601) 707-5859
American Home Lending USA Llc
589 Northpark Dr, Ridgeland, MS 39157
(601) 899-0113 americanhomelendingusa.com
Liberty FCU Mortgage | Madison
875 Northpark Dr suite a bldg 1, Ridgeland, MS 39157
(601) 519-0675 libertyfcu.org
Russ Ogburn
600 Crescent Blvd, Ridgeland, MS 39157
(601) 940-2998 loanswithro.com
New American Funding - Ridgeland
1000 Highland Colony Pkwy bldg 5000 Ste 5203, Ofc 249, Ridgeland, MS 39157
(601) 407-9224 newamericanfunding.com
NOLA Lending Group
196 Charmant Pl #4, Ridgeland, MS 39157
(601) 707-0101 nolalending.com

Ridgeland Mississippi offers a range of mortgage lender services for home buyers and refinancing clients. Mississippi law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local lenders in Ridgeland can assist with conventional FHA and VA loans for properties in Madison County.

What Does a Mortgage Lender in Ridgeland Cost?

Mortgage lender costs in Mississippi include origination fees typically 0.5 to 1 percent of the loan amount and third party fees for appraisal title insurance and credit report. Expect total closing costs between 2500 and 6000 for a standard home purchase. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Ridgeland?
You need proof of income such as pay stubs and tax returns a valid ID and credit history. Mississippi lenders also require a property appraisal and title search for the home.
How long does the mortgage approval process take in Mississippi?
Typical approval takes 30 to 45 days from application to closing. Mississippi law allows a three business day right of rescission for refinances but not for purchase loans.
Are there down payment assistance programs for Ridgeland home buyers?
Yes the Mississippi Home Corporation offers down payment assistance and low interest loans for first time buyers in Ridgeland. Eligibility depends on income and purchase price limits.

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