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Mortgage Lenders in Baldwin Place, NY

Directory of mortgage lenders in Baldwin Place, New York. Verify credentials with the state mortgage licensing authority before hiring.

2 agents listed
Updated May 2026
Baldwin Place, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 mortgage lenders in Baldwin Place, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Michael Picciano - M&T Bank
302 Somers Commons, Baldwin Place, NY 10505
9142772127
Chase Home Lending
80 US-6, Baldwin Place, NY 10505
4097715410

Baldwin Place is a hamlet in Putnam County New York. Mortgage lenders in this area can help you with home purchase loans and refinancing. New York law requires a licensed mortgage banker or broker for all residential loan origination.

What Does a Mortgage Lender in Baldwin Place Cost?

Typical costs for a mortgage lender in New York include an origination fee of 0.5 to 1 percent of the loan amount. Appraisal fees range from 500 to 700 dollars. Title insurance and recording fees add 1,000 to 2,500 dollars. Closing costs generally total 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a mortgage lender need in New York?
A mortgage lender must hold a valid license from the New York State Department of Financial Services. This includes passing a background check and meeting education requirements.
How long does a New York mortgage pre-approval last?
A mortgage pre-approval in New York typically lasts 60 to 90 days. Lenders may require updated financial documents after that period.
What is the New York mortgage recording tax?
New York imposes a mortgage recording tax when a mortgage is recorded. In Putnam County the rate is 1.05 percent of the loan amount for most residential loans.