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Browse mortgage lenders serving Cincinnati, Ohio. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Cincinnati, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 20 mortgage lenders in Cincinnati, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Eagle Loan
1169 Smiley Ave, Cincinnati, OH 45240
5138745008
CheckSmart
8398 Reading Rd, Cincinnati, OH 45237
5137616003
Union Home Mortgage - Mount Adams
1111 St Gregory St 6th floor, Cincinnati, OH 45202
5135923838
River City Mortgage LLC
4555 Lake Forest Dr Suite 450, Cincinnati, OH 45242
5136316400
Fairway Independent Mortgage Corporation
4500 Cooper Rd Suite 303, Cincinnati, OH 45242
5134481996
PrimeLending, A PlainsCapital Company - Cincinnati
8044 Montgomery Rd Suite 700 Room 711, Cincinnati, OH 45236
5136988001
Union Home Mortgage - Cincinnati
7631 Cheviot Rd #2a, Cincinnati, OH 45247
5139853000
Franklin Financial Group
755 Maidstone Ct, Cincinnati, OH 45230
5132314927
PRMG
7265 Kenwood Rd Suite 215, Cincinnati, OH 45236
5132764155
Vincent DeRisi Home Loans - Union Home Mortgage
1111 St Gregory St, Cincinnati, OH 45202
6462614102
Johnathan Barber -- Senior Mortgage Specialist -- OHIO, KENTUCKY, INDIANA, TENNESSEE, SOUTH CAROLINA, ALABAMA, and FLORIDA.
1111 St Gregory St 6th floor, Cincinnati, OH 45202
6145974629
Kathy Lamb
7357 E Kemper Rd Unit C, Cincinnati, OH 45249
5133103301
Autullo Mortgage Team - Tony Autullo & Ali Menke
11385 Montgomery Rd #210, Cincinnati, OH 45249
5134619321
Mortgage lenders in Cincinnati Ohio help home buyers and homeowners secure financing for property purchases or refinancing. Ohio law requires mortgage loan originators to be licensed through the Ohio Division of Financial Institutions. Cincinnati borrowers can work with local banks credit unions or independent mortgage brokers to find loan options that fit their needs.
What Does a Mortgage Lender in Cincinnati Cost?
Typical costs for a mortgage lender in Ohio include an origination fee of 0.5 percent to 1 percent of the loan amount. Appraisal fees range from 400 to 700 dollars. Title insurance and escrow fees add 500 to 1 500 dollars. Ohio also charges a mortgage recording fee of about 30 to 50 dollars. These amounts vary by lender and loan type. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What licenses do mortgage lenders need in Ohio?
Mortgage loan originators in Ohio must hold a valid license from the Ohio Division of Financial Institutions. They also must register with the Nationwide Multistate Licensing System. You can verify a lender license on the NMLS website.
How long does a mortgage loan take to close in Ohio?
A typical mortgage loan in Ohio closes in 30 to 45 days from application. Delays can occur if appraisal or title work takes longer. Ohio law does not set a specific time limit for closing.
Are there Ohio specific mortgage programs for first time buyers?
Yes the Ohio Housing Finance Agency offers the Ohio Heroes program and the First Time Home Buyer program. These provide down payment assistance and competitive rates. Eligibility depends on income and property location.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.