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Browse mortgage lenders serving Lorain, Ohio. Contact information and addresses listed below.
13 agents listed
Updated May 2026
Lorain, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 13 mortgage lenders in Lorain, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Rodney Reynolds, Ruoff Mortgage
6155 Park Square Dr #4, Lorain, OH 44053
4403150800
Ruoff Mortgage - Lorain
6155 Park Square Dr #4, Lorain, OH 44053
4405380071
First Federal Savings and Loan of Lorain
3721 Oberlin Ave, Lorain, OH 44053
4402826188
Jim Cook, Ruoff Mortgage
6155 Park Square Dr #4, Lorain, OH 44053
2162997667
Felix Velez, Ruoff Mortgage
6155 Park Square Dr #4, Lorain, OH 44053
4405679172
Johnny Rivera, Mortgage Loan Originator, NMLS #73774
3961 Rossi Way, Lorain, OH 44053
4407521947
Scott Dillen, Ruoff Mortgage
6155 Park Square Dr Suite 4, Lorain, OH 44053
2165988850
LendUS & American Eagle Mortgage | Lorain, OH
6145 Park Square Dr #3, Lorain, OH 44053
4409882900
Dwayne Reynolds, Ruoff Mortgage
6155 Park Square Dr #4, Lorain, OH 44053
4405380071
Hard Money Lenders Lorain OH
301 Broadway, Lorain, OH 44052
4405717437
Chase Mortgage
2232 Fairless Dr, Lorain, OH 44055
4402776192
Chase Mortgage
5971 N Leavitt Rd, Lorain, OH 44053
4402826111
Mortgage Broker Brett
4301 Weathervane Dr, Lorain, OH 44053
4403089079
Mortgage lenders in Lorain Ohio help homebuyers and homeowners secure financing for residential properties. Ohio law requires lenders to be licensed through the Ohio Division of Financial Institutions and follow state specific regulations for loan disclosures and interest rates. Local lenders understand the Lorain County real estate market and can guide you through conventional FHA VA or USDA loan programs.
What Does a Mortgage Lender in Lorain Cost?
Typical costs for a mortgage lender in Ohio include an origination fee of 0.5 to 1 percent of the loan amount appraisal fees from 400 to 700 dollars and title insurance ranging from 500 to 1500 dollars. Closing costs in Lorain generally total 2 to 5 percent of the purchase price. These costs vary by loan type property value and lender policies. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Lorain Ohio?
Most lenders require proof of income such as pay stubs and tax returns bank statements and a valid photo ID. Self employed borrowers may need additional profit and loss statements. Ohio law also requires a credit check and property appraisal.
How long does the mortgage process take in Lorain Ohio?
The typical mortgage process in Ohio takes 30 to 45 days from application to closing. This timeline can vary based on loan type property condition and lender workload. Ohio does not have a statutory minimum waiting period but most lenders follow federal guidelines.
Are there first time home buyer programs in Lorain Ohio?
Yes Ohio offers several first time home buyer programs including the Ohio Housing Finance Agency OHFA program which provides down payment assistance and competitive interest rates. Lorain County also has local grants and tax abatement options for eligible buyers.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.